Soldiers and Sailors Civil Relief Act

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Soldiers and Sailors Civil Relief Act (SSCRA)

A federal law providing protections for persons who may be handicapped by active military service. Protection is extended to active-duty military personnel (and sometimes their dependents), and to reservists and members of the National Guard who are called up to active federal services.Benefits of the Act include the ability to request interest rate reductions on all debt incurred before entering military service, including mortgage debt but excluding student loans; stop eviction proceedings if the monthly rent is under a preset amount; terminate a residential lease without penalty if the lease was entered into before active military duty; and delay civil lawsuits such as collection cases,bankruptcy,foreclosure,child custody,paternity,and divorce proceedings until after the service member is able to attend proceedings.

References in periodicals archive ?
The Servicemembers Civil Relief Act (SCRA) provides important protections for servicemembers unable to comply with vehicle, residential and business lease terms while on active duty.
The complaint alleges 17 violations of Massachusetts state law, primarily consumer-protection, foreclosure, and contract claims, as well as two federal claims: one under the Servicemembers Civil Relief Act and one under the Electronic Signatures in Global and National Commerce Act.
SAN FRANCISCO: Wells Fargo & Company completed the requirements of a September 2016 consent order with the Office of the Comptroller of the Currency (OCC) related to compliance with provisions of the Servicemembers Civil Relief Act.
Wells Fargo reports that it has successfully completed the requirements of a September 2016 consent order with the Office of the Comptroller of the Currency related to compliance with provisions of the Servicemembers Civil Relief Act, or SCRA.
The Servicemembers Civil Relief Act also provides service members with a range of rights and benefits, from interest rate reductions to eviction protection.
It also touches on the impact of the Servicemembers Civil Relief Act (SCRA) on military families' tax situations.
For information on obtaining certificates of service or non-service under the Servicemembers Civil Relief Act (SCRA)(formerly known as Soldiers' and Sailors' Civil Relief Act of 1940), please refer to the Defense Manpower Data Center (DMDC) SCRA website: https://www.dmdc.mil/appj/ scra .
While the bulk of recent Servicemembers Civil Relief Act enforcement actions--including actions initiated by the California attorney general and DOJ--have concerned banks' collection of credit-card and auto-lending debts, servicers should ensure that their mortgage servicing practices fully comply with the SCRA.
The department contended the credit union violated the Servicemembers Civil Relief Act because it repossessed a vehicle without a court order after the owner made a deposit or installment payment on the loan before entering military service.
CFPB can enforce 20 consumer financial laws, though that authority does not include enforcement of the Servicemembers Civil Relief Act. However, the bureau can provide SCRA referrals to the Department of Justice.
(45) A referring attorney must also keep in mind that the civilian attorneys may be unfamiliar with issues such as the Servicemembers Civil Relief Act (SCRA) or Uniformed Services Employment and Reemployment Rights Act (USERRA), so the referral should include a detailed explanation of these areas of the law.
These reviews found that the companies complied in the vast majority of cases under the Servicemembers Civil Relief Act (SCRA), as required by the Higher Education Act (HEA).