Seller's points

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Seller's points

In reference to a loan, seller's points consist of a lump sum paid by the seller to the buyer's creditor to reduce the cost of the loan to the buyer. This payment is either required by the creditor or volunteered by the seller, usually in a loan to buy real estate. Generally, one point equals one percent of the loan amount.

Seller's Points

A lump sum that the seller of real estate pays to the lender that finances the transaction for the buyer. Seller's points are part of the seller's closing costs and are used to make the loan less expensive for the lender. Seller's points are usually made when the seller needs to rid himself/herself of the property in short order and wants to encourage the lender to qualify the buyer. Most of the time, one point equals 1% of the amount of the loan.

References in periodicals archive ?

'A goat weighing 10-15 kilograms was meant to be sold for Rs15,000 or about Rs1,500 per kg of mutton from a seller's point of view.

Plunging prices of skins and hides

From the individual seller's point of view, the right time for a transaction is, of course, based on the motivation to sell, but also strongly connected to the company's readiness for sale.

Recipe for M&A success: Gabriele Jansen, owner and managing director of Vision Ventures, gives her advice on what makes a successful merger and acquisition transaction

"From a seller's point, it's still pretty good because the prices have not gone down but there are fewer buyers," said Salvatore "Sam" Ruta, broker manager with Berkshire Hathaway HomeServices Choice Properties in Nazareth.

Homes sales rise, speed up in August

If you had to replace it today, it might cost around X." From the seller's point of view, the property is off the market and tied up until you decide whether the report is satisfactory.

With deed in hand, you become 'owner'

In this section we talk about the pros and cons of using a real estate agent from a buyer and seller's point of view.

The pros and cons of using a real estate agent

H&H Land & property added that, from a seller's point of view, now was a good time to buy as farm prices were continuing to hold despite economic uncertainties such as the forthcoming election and Brexit.

Rare opportunity to buy large farmstead; FARMING

FRNs are considered to be less risky from a seller's point of view, although unlike fixed-rate bonds there is always the risk the value may drop or remain static over the investment term.

POUNDNOTES

(And as far as this particular Easter period is concerned, it's worth remembering that there also happens to be a Royal Wedding to distract people's attention away from moving home - albeit only temporarily.) Nevertheless, when all's said and done, the only question that really matters from a seller's point of view is whether a busy market is necessarily a good market.

Busier at Easter

"While, from a seller's point of view, selling a property at auction gives them certainty.

Buyers with cash 'ready to pounce'

"From a seller's point of view, the AFM is still the most important autumn event," says Albert Lee of Hong Kong's Emperor Motion Pictures, who last year joined the board of market organizer Independent Film and Television Alliance.

Fall Film Fests 2007: big changes require new survival techniques to work the autumn movie circuit

From a seller's point of view, the garden probably looks at its best just now and there's plenty of opportunity to fit in evening viewings.