Savings rate

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Savings rate

Personal savings as a percentage of disposable personal income.
Copyright © 2012, Campbell R. Harvey. All Rights Reserved.

Savings Rate

The amount a person or organization places in a savings account or similar vehicle as a percentage of total disposable income. Savings are important for long term financial stability as it gives a person or organization a cushion for bad times. The savings rate may be calculated at microeconomic level for personal finances or may be aggregated at the national level to gauge financial health. A low or negative savings rate usually indicates excessive borrowing, spending, or both. On the other hand, a high savings rate may result in slower economic growth as persons and companies are saving instead of purchasing goods and services. See also: Rainy day fund.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved
References in periodicals archive ?
The lowered rate of profit has already negatively impacted the national saving ratio and scam of diversion of funds to the tune of Rs.
He said that production from Asphalt Plant of MPO Directorate helped to save Rs 37 per cent of expenses and this saving ratio could further increase by providing more heavy machinery and latest technical facilities.
According to his entry form, clear and transparent communication is important, and as a result of all his efforts, he has managed to achieve the highest saving ratio according to YTD achieved savings vs target among all areas, while also exceeding the regional and global benchmark scores of the company.
Separate figures released as part of a data dump by the statistics watchdog showed that the households saving ratio rose from 3.8% in the first three months of the year to 5.4% in the second quarter - the largest quarterly increase since 2013.
"The saving ratio has fallen again this quarter to a new record low, partly as a result of higher tax payments, reducing disposable income."
M2 EQUITYBITES-March 31, 2017-UK household saving ratio drops to record low
BANKING AND CREDIT NEWS-March 31, 2017-UK household saving ratio drops to record low
Based on data from the Asian Development Bank, our 15.2-percent domestic saving ratio in 2015 was far lower than Singapore's 53.2, Thailand's 35.4, Indonesia's 33.2, Malaysia's 32.7, Myanmar's 31.8, Vietnam's 25.7, Brunei's 19.9, and even Cambodia's 17.3 percent (no data were given for Laos).
The gross saving ratio stood at 34.8 percent during the three months ending on Sept.
He said that around 600 children are admitted in the emergency of the NICH daily and the life saving ratio of the admitted patients/children have been improved to 90 percent because of timely better treatment.
He said that around 600 children are admitted in the emergency of the NICH daily and the life saving ratio of the admitted patients/ children have been improved to 90 percent because of timely better treatment.