SMBS


Also found in: Acronyms.

SMBS

Stripped Mortgage-Backed Security

A mortgage-backed security with a cash flow that derives exclusively from interest payments or principal payments on the underlying mortgages. That is, the underlying asset of a stripped MBS is interest or principal paid on debt securities, rather than both together. Stripped mortgage-backed securities are extremely sensitive to changes in interest rates, allowing investors to choose either an interest strip or a principal strip depending on the expected direction of interest rates.
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Even though consumers are active users of online platforms, two-thirds (68%) of the SMBs surveyed do not plan to increase digital spending for sales, marketing, customer service or e-commerce tools; among them, one in six (17%) is actually planning to decrease their digital spending in these areas.
'SMBs are the world's most powerful growth engine and make up 98% of all businesses in China, Indonesia and Japan,' said James Kim, managing director of Accenture's Software & Platforms industry practice in Asia-Pacific.
The IT requirements of SMBs differ from large enterprises, as the former have limited IT budgets.
SMBs who do not adapt to these changes will fall behind.
Facebook data also showed that 91 percent of SMBs said the platform helps them attract customers, 86 percent said it helped them sell their products, and 82 percent said their sales have increased because of the platform.
NuMSP offers IT and cybersecurity solutions for SMBs. NuMSP is creating a nationwide company with the scale and resources to deliver advanced IT services and security solutions that will rival the solutions leveraged by Fortune 500 companies.
Tamer Elsawy, director, IBM Cloud and Cognitive Software, IBM Middle East and Pakistan, said: A lot of SMBs in the UAE realised early enough the value of digital transformation to cater for rapid market changes and new disruptive business models.
The current legislation does not account for much in the SMB-sphere, leaving little regulation for SMBs and the creditors attempting to collect on SMBs.
We believe that SMBs have transformational potential and we are here to help them unlock that potential." Aly explained.
SMBs represent 56% of the mobile B2B market in MENA according to Samsung mobile market researches, and share common challenges including difficulties in adopting IT mobile solutions and identifying relevant digital tools for their business requirements, increasing cost of apps and solutions in the marketplace, complexities in third party or partner management, and a lack of infrastructure to operate and maintain these solutions.
India has over 50 million SMBs that are contributing over 30 percent to India's gross domestic product (GDP) and employing over 117 million people.
Though 74 percent of SMBs last year said they planned to invest in SEO, only 55 percent are doing it today.