Risk-based capital ratio

Risk-based capital ratio

Bank requirement that there be a minimum ratio of estimated total capital to estimated risk-weighted asset.
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At September 30, 2018, the regulatory capital ratios for the company's subsidiary bank, Highlands Union Bank, were: tier 1 leverage ratio of 9.14 percent, tier 1 risk-based capital ratio of 12.30 percent, and total risk-based capital ratio of 13.28 percent.
--Sustained NAIC risk-based capital ratio below 225% of the company action level;
The company had a total risk-based capital ratio of 12.19%, a common equity tier 1 risk-based capital ratio of 10.85%, a tier 1 risk-based capital ratio of 11.01% and a tier 1 leverage ratio of 9.27% at June 30, 2018.
Forbes also factored in nonperforming assets as a percent of assets, CET1 ratio, risk-based capital ratio and reserves as a percent of nonperforming assets.
Their total risk-based capital ratio was 568 percent, meaning that they had about 5.7 times more capital than the absolute minimum amount of risk-based capital can have and stay in business.
The final rule granted examiners the ability to determine capital adequacy beyond the risk-based capital ratio; when the rule was proposed, that provision drew criticism that it gave examiners too much subjective examination authority.
30 with a Tier 1 leverage capital ratio of 2.47 percent and a total risk-based capital ratio of 4.79 percent.
At the end of the second quarter, Metropolitan's Tier 1 capital ratio stood at 6.46 percent, and the risk-based capital ratio was 11.13 percent, improved from both the end of the first quarter and from a year earlier.
The enlarged organisation has a Tier 1 risk-based capital ratio of 15.33%, while its total risk-based capital ratio stands at 16.58%.
'The merger will also result in an increase to our consolidated risk-based capital ratio. On a pro forma basis, if the merger had been completed as of June 30, 2010, CNO's consolidated risk-based capital ratio would have been increased by 9 percentage points,' said CFO Ed Bonach.
LibertyBank's most recent report showed its key risk-based capital ratio at 10.4 percent, compared to 10.95 percent at the end of December.The risk-based capital ratio measures a bank's total capital against its risk-weighted assets.
Key rating factors that could lead to an upgrade of MetLife's ratings include NAIC risk-based capital ratio above 450%, financial leverage below 25%, and GAAP fixed charge coverage ratio above 9x.
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