Risk transfer

Risk transfer

The shifting of risk through insurance or securitization of debt because of risk aversion.

Risk Transfer

The reduction of risk to a position by buying an insurance policy or taking an offsetting position. For example, a person may reduce the risk of loss due to medical expenses by buying health insurance. Likewise, a person may reduce the risk of loss to a long position by entering an equal but opposite short position. See also: Hedge.
References in periodicals archive ?
19, 2015 /PRNewswire/ -- Insurance Distribution Investing Group (IDIG), a joint venture backed by the executives of The Capacity Group and funds managed by Dowling Capital Partners, and Risk Transfer Insurance Agency (Risk Transfer) announced the launch of i3 Analytics, a financial analytics firm providing specialized products and services to the insurance industry.
Description :The overall goal of the RES-RISK project will be to enhance climate resilience and promote adaptive capacities of the vulnerable through risk transfer options and solutions.
An 18-year employee of Prudential, Kaplan previously led risk transfer and risk management for pension plan sponsors as senior vice president and head of global product and market solutions for its pension and structured solutions business.
Global Banking News-March 6, 2015--Prudential Retirement names new head of Pension Risk Transfer Business
This new Branch of Allianz Risk Transfer will effectively take over Allianz's facultative reinsurance operations in the DIFC which were previously carried out by Allianz SE Reinsurance Branch Dubai (Allianz Re Dubai).
LONDON, August 5 /PRNewswire/ -- Pension Corporation, a leading provider of risk management solutions to defined benefit pension funds, expects that the trustees and sponsors of defined benefit pension funds will drive the market for pension risk transfer solutions to more than GBP10billion in 2009.
The goal of risk optimization is to find a balance between risk retention and risk transfer.
Do you retain the risk and self insure, transfer the risk via insurance or investigate alternative risk transfer options such as forming a captive, joining a risk retention group or becoming part of a self-insured group fund or pool?
The elimination of your back-up risk transfer program (insurance) designed to stand behind the parent's insurance definitely creates some risks.
A lot of them are not even aware of a new environmental risk transfer tool that some lenders are now using.
The possibility of both events occurring at the same time is much lower than the possibility of each occurring individually," explains Carl Groth, senior vice-president and director of alternative risk transfer at Willis, the New York-based insurance broker.