From 2007 through 2011, the average pretax return
on equity for community banks nationwide deteriorated to 13.
RBI, which was created by the merger of Austrian Raiffeisen Zentralbank and its subsidiary Raiffeisen International (WBAG:RIBH), reported an improvement in pretax return
on equity of 3.
Germany's biggest bank is aiming for a pretax return
on equity of 25 percent over the business cycle and 8.
The ratios shown include the fixed-charge ratio, interest-coverage ratio, liquidation-coverage ratio, debt-to-equity ratio, the return on equity and the pretax return
on total capitalization.
But if the funds are in retirement accounts, then they are tax sheltered, and pretax return
is the same as after-tax return.
Breeden also said, "We continue to focus on our goal of achieving a 10-12% pretax return
on shareholders' equity during 2006 or 2007, by concentrating on the growth of quality loans, while we lower our net non- interest expense.
on sales - including the one-off item - increased from 7.
The tax advantage associated with the ETFs was roughly offset by a higher pretax return
for the traditional index fund during our sample period.
on invested capital rose dramatically-from 9% to 12.
If cash dividends are taxed more heavily than these capital gains, the risk-adjusted pretax return
during the ex-dividend period will exceed the risk-adjusted pretax returns
during other periods.
75 percent, the pretax return
on equity increases dramatically, and particularly for bank-based mortgage companies, which are normally able to achieve higher leverage ratios.
The impact of lower effective tax rates has been to allow more of the pretax return
to flow through to suppliers of capital, i.