Nearly all defined contribution plan participants
continued contributing to their plans in the first half of 2017, according to ICI's "Defined Contribution Plan Participants
' Activities, First Half 2017.
2 percent of DC plan participants
changed the asset allocation of their account balances in the first three quarters of 2013.
The report shows also that loan activity among DC plan participants
is higher than the level recorded five years ago.
However, securities lending can also present a number of challenges to plan participants
and plan sponsors.
A final alternative under the proposed regulations allows a plan to use a default investment based on these same criteria, but using the demographics of all plan participants
taken as whole (rather than for each participant individually).
To avoid this draconian tax treatment, section 409A significantly restricts when plan participants
may make deferral and distribution elections, and narrowly defines when they can take distributions.
402, which makes it illegal for companies to make personal loans to directors and officers, may prohibit pension plans from making loans to any plan participants
The presentations also will instruct plan participants
on how to enroll in their company's 401(k) plan and link them directly to MetLife's participant Web site.
Unlike qualified plans, such as 401(k)s, plan participants
can contribute as much as their employer will allow, up to 100 percent of compensation.
The claim was for the convertible preferred stock it redeemed to pay plan participants
BENEFITS IN TAX-QUALIFIED RETIREMENT PLANS generally are protected from the creditors of plan participants
and insulated from claims in bankruptcy.