Personal identification number

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Personal Identification Number

Commonly called a PIN. A password that a person uses to access an ATM with one's debit card, though they are increasingly being used for all debit card transactions. A PIN protects the person who owns the card from identity theft as well as the risk that a thief can steal the card and then use it without limit. Assuming the PIN is randomly generated when the card is issued and the potential thief has no other information, the thief has approximately a 0.06% chance of guessing the PIN when using the card. It was invented by James Goodfellow, who was also instrumental in developing the ATM itself.

Personal identification number (PIN).

A personal identification number is a combination of numbers, letters, or both that you use to access your checking and savings accounts, credit card accounts, or investment accounts electronically.

You also need a PIN to authorize certain debit card purchases as well as for identification in other situations, such as accessing cell phone messages.

A PIN is one way to help protect your accounts against unauthorized use since presumably no other person would know the four- to six-letter code you have chosen. PINs are not foolproof, however, if you don't take steps to ensure that your code remains private.

References in periodicals archive ?
According to the law, personal identification numbers should be designated to citizens once and for all," the Interior Ministry stated.
Southern Bell advises customers never to reveal their Personal Identification Numbers to anybody.
Create unique passwords and personal identification numbers (PINS) and avoid using easily available information such as mother's maiden name, date of birth, or the last four digits of your Social Security number.
eWallet allows users to store and retrieve their important personal information such as credit card numbers, passwords and Personal Identification Numbers (PINs) in a highly secure and fully customizable electronic wallet form.
NYSE: BNK) today issued a warning to all consumers regarding an upsurge in e-mail scams that attempt to gain access from customers to Social Security numbers, bank account numbers and Personal Identification Numbers (PIN's) of debit cards.
Accounts are accessed with personal identification numbers (PIN) and/or account numbers spoken into the phone.
Businesses, healthcare organizations, and financial institutions are in critical need of finding accurate, secure and cost-effective alternatives to passwords and personal identification numbers (PINs).
In MeetingPlace, we have the ability to see who is speaking and for security, meeting `locks,' personal identification numbers and passwords and meeting identification numbers.

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