Peer-to-Peer


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Peer-to-Peer

A loan to a start-up or other new company from a source other than a financial institution. A lender often charges high interest in a P to P loan. This provides the borrower with financing needed to maintain operations until it becomes profitable. See also: Angel investor.
References in periodicals archive ?
The work on peer-to-peer networks presented in El-Ansary et al.
In these networks, Peer-to-Peer (P2P) network are more important due to its efficiency and reliability for communication and file sharing.
At the same time, peer-to-peer lending is not covered by the Law of Ukraine On Banks and Banking and is regulated neither by the NBU nor other financial markets regulators.
Drawing from events that took place in the United Kingdom, where peer-to-peer lending is more established, the report estimated the U.S.
Lending through a peer-to-peer funded project effectively allows an individual, or a collection of individuals, to be the bank, so to speak, and to directly provide a bespoke credit facility to a borrower.
Andrew Hagger, independent financial expert from Moneycomms.co.uk, says: "It's excellent news for savers that peer-to-peer investing will be permitted in an ISA."
"Peer-to-peer technology has changed other industries like transportation and lodging, and Yard Club has developed an innovative solution initially for the construction equipment industry," says Caterpillar Americas Distribution Services Division Vice President Phil Kelliher.
Gross revenue for the 30 largest peer-to-peer fundraising programs was down almost 2.5 percent in 2014 to $1,622 billion, driven by a 12-percent drop in revenue for American Cancer Society's (ACS) Relay For Life and Susan G.
Panel of experts to explore the impact of peer-to-peer lending on March 9.
Peer-to-peer - or P2P - finance enables people with money to make competitive returns through lending to individuals or businesses.
Fortunately for consumers, new intermediaries -- peer-to-peer lending platforms -- are bridging the gap, enabling ordinary people to lend or borrow.
Would you recommend peer-to-peer lending as an investment?