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According to the magistrate judge, the Insurers had not demonstated that those claims -- "burglary," with a paid loss net deductible of $305,403.
If the ultimate was, in fact, $1 million, then I would expect somewhere around $200,000 of paid loss at the end of the year, 20 percent of $1 million.
The types of financial plans that will be discussed in this chapter are guaranteed cost, standard dividend, sliding scale dividend, incurred loss retrospective rating, paid loss retrospective rating, and deductibles.
While there are numerous types of retros, the two most common are the paid loss retro and the incurred loss retro.
Note: Assumed loss payout rates calculated with industry paid loss data for 1980-89 for accidents in 1980.
Furthermore, there is a prevailing--if not mistaken--belief that although paid loss performance accounts for some 85 percent of the total claims cost, it cannot be quantified.
It was so generous of his firm Elan to give him the time off, but this game should have been played on Sunday not on a Wednesday when I had two lads doing exams and others who had to be paid loss of wages.
Proof of damages and verification of the paid loss must include an appraisal by a reputable source.
A&E loss payouts increased 12%, driven by Berkshire Hathaway, which saw a negative $390 million 2012 paid loss swing to a positive $156 million paid loss in 2013 (see Exhibit 2).
Paid loss information may be obtained, but does not necessarily allow a prospective captive insured to determine whether: the current pricing for its policies is adequate to pay the expected ultimate loss costs; if the program is underpriced, since the insurer anticipates consistently high investment returns on policy reserves; or if the employer, with better than average loss experience, is effectively subsidizing other underpriced employee groups.
Just as fraud-fighting is benefitting from the creation of an all-claims database, the battle against the effects of catastrophes is gaining' a new tool in the form of the Paid Loss Database.
The program highlights include paid loss deductible; limits of $1 million per occurrence / $5 million aggregate; admitted coverage and ISO based product; no minimum loss pick and no minimum premium limit; bundled claim service; and in addition, offers Gleason ESP([R]), a state-of-the-art electronic floor monitoring program; grocery-specific Web-based safety training; and loss control services.
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