Subsequently, total credit card outstanding balance
has shot up from Rs.
If they fail to make a payment, the IRS will treat the outstanding balance
as an early distribution subject to taxes and an early-withdrawal penalty, and you must inform the borrowers of that.
The report indicates that in recent years credit card profitability has generally been higher than returns on other major bank product lines, although net earnings as a percentage of outstanding balances
for credit card banks in 1992 were not as high as they were in the mid-1980s.
The average outstanding balance
is $3,000 per account with 1,000 active accounts.
In 1991, the costs of credit card activities totaled about 23 percent of outstanding balances
at FCA-participating banks.
The new guidelines assign all categories of housing-related credit to specific risk-weight categories and thereby, in effect, specify the amount of capital that creditors need to fund outstanding balances
on home equity loans and on the undrawn portions of credit lines.
4% CE and based on currently outstanding balance
for class M6, it only equals 0.
Two additional factors that seem to have contributed to the growth in real estate exposure are the rise in outstanding balances
under home equity lines of credit (HELOCs) and the increased popularity of so-called "nontraditional" or "affordability" mortgage products, such as interest-only loans and payment option adjustable rate mortgages (ARMs).
3 billion of outstanding balances
on the credit facility and commercial paper facility as of June 30, 2005 will be paid down upon receipt of the one-time special dividend from New Viacom.
65% of the loans' outstanding balances
are secured by properties located in areas declared to be 'individual assistance' disaster areas by the Federal Emergency Management Agency (FEMA).
59 million of the outstanding balances
, reflects an increase in credit enhancement (CE) relative to future loss expectations.
The affirmations, affecting approximately $932 million of the outstanding balances
, are due to credit enhancement consistent with future loss expectations.