Noninsured Plan
(redirected from Non-Insured Plan)Noninsured Plan
A defined-benefit pension plan on which payments are not guaranteed by a third party, such as an insurance company or a government.
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Only one respondent mentioned a pre-existing conditions provision as part of a self-insured plan, possibly due to the no-application, no'underwriting approach usually followed by a non-insured plan. Perhaps the most provocative technique came from a respondent whose firm indexes employee contributions, deductibles and out-of-pocket stop-loss to the plan's claims experience in the prior year.
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