The researchers estimate differences in interest rates and mortgage origination volumes in the conforming and non-conforming mortgage
markets (including both "jumbo" mortgages that exceed conforming loan limits and other non-conforming loans that have over 80 percent LTV ratios) during Federal Reserve market interventions from 2008 through 2014.
3m backed by UK non-conforming mortgages
, Dow Jones has reported, citing two people familiar with the situation.
31% of people with non-conforming mortgages
were now in arrears, up from 22.
Leeds University Business School's Professor Kevin Keasey analysed the figures and said one in three people taking out non-conforming mortgages
found their credit rating improved.