Negative Points

Negative Points

Points paid by a lender for a loan with a rate above the rate on a zero point loan.

For example, a lender might quote the following prices: 8%/0 points, 7.5%/3 points, 8.75%/-2.5 points. Negative points, often referred to as “rebates,” are used to reduce a borrower's settlement costs. When negative points are retained by a mortgage broker, they are called a “yield spread premium.” See Points/Points and Rebates as Borrower Options.

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'This conference is an opportunity to clear negative points in organising elections as a whole,' he said.
Schools where performance is below average can receive negative points up to a maximum of -0.5.
Main features: the study will be broken down into 3 main phases: -a preliminary phase of inventory / diagnosis of the services in place to identify the strengths and points of improvement of the service; -the establishment of optimization scenarios quantified based on different optimization tracks to solve the various negative points that the research department will have identified in the first phase.
Participants called for relying on realistic data and creating a clear identity for Syrian economy as the basis for future plans and programs, stressing the need to prioritize elements that are economically feasible and to address negative points such as tax evasion.
He also said that his job was to inform the government about the positive and negative points about the ongoing projects so that future strategy could be devised.
18 (BNA): Bahrain Olympic Committee (BOC) Secretary-general Abdulrahman Sadiq Askar has affirmed that the technical evaluation of Bahrain's participation at the 18th Asian Games that came to a close recently in Jakarta and Palembang, in Indonesia, would provide a clear picture of the most positive and negative points of the participation and push towards enhancing the positive aspects and avoiding the negatives ones in the next edition.
In a statement, the board called for a comprehensive and in-depth economic dialogue with the various economic sectors represented in the chambers of commerce and industry "to achieve the national interest and justice for all and safeguard the security and stability of the country." Two weeks ago, in line with its responsibilities and its leading role in defending the interests of the commercial sector, a meeting was held in which the various components of the economic sectors took part to discuss the draft law and address the negative points in many of its provisions, The JCC statement said.
The MMA chairperson lamented some elements in media highlight only negative points of rules and hide their good deed.
In the event, by using force, the PPP earned itself some negative points even when, according to its own account, it was the federal government the growers needed to protest against.
During the meeting, negative points of the past elections, as well as proposals and solutions to avoid them in the forthcoming polls were discussed.
A 'fact-finding report' of the Pakistan Awami Tehreek (PAT) has revealed many negative points in 8years of Punjab government's performance.
Iran's Supreme Leader said that the enemies of Iran have spent huge amounts of money to wage massive media campaign against Iran with the aim of undermining the country's strong points and exaggerating its certain negative points in order to create disappointment among people and the youth in particular.