National Savings


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National Savings

The proportion of public and private savings as a percentage of national income. In simple economic models, the national savings is assumed to be the same as national investment, which is the total amount spent on securities and similar investment vehicles. That is, anything not spent by consumers or the government is assumed to be saved. A high national savings rate indicates lower levels of debt, which is positive. However, in an economy driven by consumer spending, a high savings rate may indicate uncertainty or lack of consumption, which can lead to a slowdown or a recession. That is, low or negative national savings usually indicates excessive borrowing, spending, or both. On the other hand, high national savings may result in slower economic growth, as persons, companies and the government are saving instead of purchasing goods and services.
References in periodicals archive ?
The framers of this policy have not taken cognizance of the fact that to make ends meet almost all pensioners deposit their lifelong savings and pension benefits in national savings centres and in other financial institutions to supplement their meagre pensions.
KASUR -- The balloting of prize bonds worth Rs 7500 and 25,000 would be held in Quetta and Rawalpindi on March 1 under the Central Directorate of National Savings.
ISLAMABAD -- The Central Directorate of National Savings (CDNS) has hoped similar revision in the profit rates for various saving certificates, which has been applicable from January 1, increasing the trend of people investing more at the CDNS.
ISLAMABAD -- A huge fraud was discovered in the National Savings Rawalpindi branch as branch manager has allegedly withdrawn Rs 10.78 million from the account of an elder citizen through cheating.
Walk into any of the National Savings Centre's 376 branches across the country and you will immediately notice one striking similarity: most of those lining up at the counters or awaiting their turn were usually retired or near-retirement.
The Central Directorate of National Savings (CDNS) today issued a notification that it has revised profit rates on different schemes, effective from September 1, 2018.
Central Directorate of National Savings (CDNS) is a top-ranking financial institution offering retail government securities and savings products (known as national savings scheme) to small savers through expansion product mix.
Islamabad -- National Savings, along with their Advisors - EY Ford Rhodes and HaidermotaBNR, recently organized a pre-bid conference at Movenpick Hotel, engaging the local and international banks for selection of the Manager to the Issue (MTI) for the upcoming product, designed specifically for the Overseas Pakistanis.
Miftah Ismail, chaired a meeting here Saturday to review the proposal regarding launching of *Overseas Pakistanis Savings Certificate ('OPSC')* by National Savings (NS) to non-resident Pakistanis.
Miftah Ismail has directed the National savings management to extend maximum facilitation to people especially, pensioners, widows and families of Shuhada.
ISLAMABAD:Adviser to Prime Minister on Finance, Dr Miftah Ismail here on Thursday directed the National Savings management to extend maximum facilitation to its clientele especially, pensioners, widows and families of Shuhada.
Director General National Savings Zafar Masud briefed the meeting about automation, customer facilitation, financial inclusion and product development.

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