Mutualization


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Related to Mutualization: Mutualization of Risk, Demutualization

Mutualization

A change of a company's structure to one in which the company's owners are also its clients. That is, once mutualization occurs, the company's profits are distributed to its participating customers each year in proportion to their individual exposures to the company. Many insurance companies are structured as mutual companies, meaning that policyholders have the right to receive portions of the company's profits, and often may elect the company's management. Savings & loan associations are also commonly structured as mutual companies. See also: Demutualization.
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1966, Motivations Underlying the Mutualization of Stock Life Insurance Companies, Journal of Risk and Insurance, 33(1): 19-32.
Broadridges expanding global footprint and growth in EMEA and APAC address increasing client demands as they look to solve global challenges, embrace mutualization, and consolidate relationships as they seek partners who are investing in global technology-driven solutions.
Also, Schauble points out that "debt mutualization would create wrong incentives, raises fundamental legal issues and would therefore put the stability of the whole Euro area at risk.
These burdensome policies were nothing new; even during the Tang dynasty, policies such as landholding mutualization were occasionally experimented with.
17) Some firms change organizational forms and ownership structures during the sample period, through mutualization, demutualization, or going public.
While content producers indeed have the choice to use either AES CBCs encryption scheme (mapped to the cbcs CMAF Presentation Profile) in order to support Apple FairPlay DRM, or counter mode (CTR)-based CMAF Common Encryption (CENC) Presentation Profile for most of other DRM solutions like Widevine and PlayReady, this situation basically hinders mutualization of the segments and does not really provide a definitive advantage over the current combo of HLS TS and DASH ISO-BMFF.
These rules could include minimum margins, creation of a participant fund (with contributions from dealers, investors, or both), loss mutualization, or the passing of losses to the original tri-party repo investor post liquidation.
Building on critical size to lower costs and boost operating margins drives operators to merge or cooperate via mutualization and Ran-sharing agreements.
Similarly, Germany has so far kept out of the negotiating agenda proposals which would have satisfied the preferences of the Mediterranean countries (France included), such as a partial mutualization of debt (in the form of Eurobonds or a Redemption Fund), a EZ fiscal capacity to deal with asymmetric shocks or a strategy to smoothly absorb with legacy assets in the financial system (only in 2015, when the Juncker Commission took office, it did accept the launch of a limited pan-European Investment Plan, the so-called Juncker Plan).
He said that like elsewhere in the world, Pakistan was also pursuing Mutualization Act so that independent management should manage the stock exchanges adding that commercial and management wings would operate separately and those having 40 per cent shares and experience of running stock exchanges would be given the management.
This mutualization required all CMs to comply with risk controls to limit the extent to which the trading activities of any individual CM could expose other CMs to potential losses.