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Micro-loans are an important component of labor market policy, which gives unemployed people or those threatened by unemployment the opportunity to become self-employed.
Dan Hollingsworth, the EDC's executive director of business development, said the EDC is using some of its other entrepreneurship programs--Summer Company and Starter Company are examples--as models for the micro-loan program.
Micro-loans are available from Finance Wales from the PS6m Wales Micro-business Loan Fund as well as the Europeanbacked PS150m Wales Jeremie Fund.
INITIATIVE Steve Cram's charity Coco is giving micro-loans to families in East Africa
Contagion effects: The quality of individual loan portfolios can deteriorate rapidly given the unsecured nature of micro-loans, coupled with contagion effects, where borrowers who notice rising delinquency levels in the institution could stop debt servicing if they think the lender may be unable to advance future loans due to severe credit quality problems - i.
Since then, the credit union has approved $10,000 in micro-loans.
27 (Petra) -- Foundation for International Community Assistance (FINCA ) Jordan started disbursing micro-loans to small and medium businesses in its new branch in Northern Shuneh to serve clients of Al Koura, Al Wasatieh, and Taibah areas.
WaterCredit facilitates micro-loans to households in the developing world so they can have access to clean water and sanitation.
Micro-loans provide capital to entrepreneurs that would normally be supplied by local moneylenders who charge usurious rates (Fernando 2006).
The BD1 million portfolio will be used by Tamkeen to subsidise 50 per cent of the profit rate charged for micro-loans ranging from BD500 up to BD7,000 which the bank will provide.
65 million) portfolio will be used by Tamkeen to subsidise 50 per cent of the profit rate charged for micro-loans ranging from BD500 up to BD7,000 which the bank will provide.