Life expectancy

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Life expectancy

The length of time that an average person is expected to live, which is used by insurance companies use to make projections of benefit payouts.

Life Expectancy

The length of time the average person is anticipated to continue living. An insurance company may use the "official" life expectancy of a person at a certain age in determining the risk of a life insurance policy or annuity. Likewise, the IRS uses the average life expectancy to determine the required minimum distribution from IRAs. Often, the official life expectancy has only a rough relationship with an individual person's actual life expectancy.

Life expectancy.

Your life expectancy is the age to which you can expect to live. Actuarial tables establish your official life expectancy, which insurance companies use to evaluate the risk they take in selling you life insurance or an annuity contract.

The Internal Revenue Service (IRS) also uses life expectancy to determine the distribution period you must use to calculate minimum required distributions from your retirement savings plans or traditional IRAs.

However, your true life expectancy, based on your lifestyle, family history, and other factors, may be longer or shorter than your official life expectancy.

References in periodicals archive ?
3 HIGHEST male life expectancy at birth - top 10 East Dorset, South West - 82.
This feature of Social Security tends to diminish the role of male life expectancy, and in the context of household decisionmaking, accentuates the importance of female life expectancy for the retirement decisions of both genders.
005) higher mean rates of urbanization, literacy, female life expectancy, and male life expectancy than those of the African group.
Projected male life expectancy for 2020, for instance, has increased by five years over the last twenty years.
Russia's population is shrinking, due to a low birth rate and low male life expectancy.
He notes that male life expectancy has risen from 48 at the turn of the century to 67 in 1970 to 80 now.
Yes, male life expectancy decreased from 64 years in 1989 to 57 years in 1994--but the 1989 figure was an aberration caused by former Soviet president Mikhail Gorbachev's anti-alcohol campaign.
The damp metropolis has highest death rates for heart disease and cancer and male life expectancy four years less than average.
When the infrastructures of production, technology, science, transportation, heating and sewage disposal disintegrate; when tens of millions of people do not receive earned salaries, some 75 percent of society lives below or barely above the subsistence level and at least 15 million of them are actually starving; when male life expectancy has plunged to 57 years, malnutrition has become the norm among schoolchildren, once-eradicated diseases are again becoming epidemics and basic welfare provisions are disappearing; when even highly educated professionals must grow their own food in order to survive and well over half the nation's economic transactions are barter--all this, and more, is indisputable evidence of a tragic "transition" backward to a premodern era.
Russian experts agree that renewed heavy drinking of vodka is one of the prime reasons that male life expectancy has dropped so dramatically in Russia.
This decline has no precedent in industrialized societies; Russian male life expectancy is now the lowest of all developed countries.
Male life expectancy in Menzieshill was less than 70 in 2013, almost five years below the Scottish average.