Minimum required distribution

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Minimum Required Distribution

The amount that an IRA must begin to distribute to an annuitant by the age of 70.5 or the age of retirement, whichever is greater. The minimum required distribution may or may not be taxable, depending on the type of IRA. The amount of the minimum required distribution is determined by the value of the IRA, the length of time the annuitant has contributed, and the amount of contributions.

Minimum required distribution (MRD).

A minimum required distribution is the smallest amount you must take each year from your retirement savings plan once you've reached the mandatory withdrawal age.

There are MRDs for 401(k) plans, 403(b) plans, and traditional IRAs, and the maximum age you can reach before they start is usually 70 1/2. If you take less than the required minimum, you owe a 50% penalty on the amount you should have taken.

You calculate your MRD by dividing your account balance at the end of your plan's fiscal year -- often December 31 -- by a distribution period based on your life expectancy. If your spouse is your beneficiary and more than ten years younger than you are, you can use a longer distribution period than you can in all other circumstances.

References in periodicals archive ?
Taking into account key genetic abnormalities that influence outcome will ensure that MRD thresholds for more or less intensive chemotherapy are more flexible and each child gets the most appropriate treatment.
Overall, researchers showed that regardless of other risk factors, including age at diagnosis or the initial white blood cell count, patients with an MRD level of 1 percent or more on day 19 of therapy were far less likely than other young leukemia patients to be alive and cancer-free 10 years later.
Measurements by this approach prior to treatment and then at regular intervals during therapy allow for a highly sensitive and numerically accurate assessment of MRD levels.
The in vitro study showed an inhibitory effect of MRD on [alpha]-glucosidase, and we therefore examined if it could exert this inhibitory effect on an elevated postprandial glucose level in rats fed a high-maltose diet.
The MRD for 2009 would be the account balance of $1 million multiplied by the applicable divisor of 1/22.
After analyze of the numerical assisted research of the MRD constructive parameters result: the increases of the intensity i determine the increase of the damper energy and the viscose damper coefficient; all other influences we can see in the book [1].
The X'Pert PRO MRD X-ray diffraction system can be used to measure compound semiconductor samples using a wide range of optics.
The employee is still required to take MRD by April 1 of the year-following the year he turns age 701/2.
Specifically, MRD involves using a high-field (400 MHz) NMR instrument equipped with a small-volume flow probe and robotic sample handler to rapidly load biofluid samples and to collect their [sup.
Nevertheless, overall land prices continued to decline as the slowdown in decreases took place primarily within 30 kilometers of urban centers, MRD said.