Minimum required distribution

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Minimum Required Distribution

The amount that an IRA must begin to distribute to an annuitant by the age of 70.5 or the age of retirement, whichever is greater. The minimum required distribution may or may not be taxable, depending on the type of IRA. The amount of the minimum required distribution is determined by the value of the IRA, the length of time the annuitant has contributed, and the amount of contributions.

Minimum required distribution (MRD).

A minimum required distribution is the smallest amount you must take each year from your retirement savings plan once you've reached the mandatory withdrawal age.

There are MRDs for 401(k) plans, 403(b) plans, and traditional IRAs, and the maximum age you can reach before they start is usually 70 1/2. If you take less than the required minimum, you owe a 50% penalty on the amount you should have taken.

You calculate your MRD by dividing your account balance at the end of your plan's fiscal year -- often December 31 -- by a distribution period based on your life expectancy. If your spouse is your beneficiary and more than ten years younger than you are, you can use a longer distribution period than you can in all other circumstances.

References in periodicals archive ?
At a press conference in Addis Ababa on Wednesday, Haile-Selassie described how Ali Bereino, a "local guy" from Afar, found the jaw of MRD and immediately brought it to Haile-Selassie's attention.
"MRD has a mix of primitive and derived facial and cranial features that I didn't expect to see on a single individual," Haile-Selassie said.
In MSDT settings, patients with positive MRD after the first course of chemotherapy had higher incidences of relapse (32.3 [+ or -] 9.7% vs.
"Taking into account key genetic abnormalities that influence outcome will ensure that MRD thresholds for more or less intensive chemotherapy are more flexible and each child gets the most appropriate treatment.
Like Kasturi Bhattacharjee et al, in this study, improvement in IPFH and MRD was statistically as well as clinically significant.21 Ninety two percent (58 patients) of our patients were satisfied with the cosmetic and functional outcome of the surgery.
As IGH and IGK-Kde rearrangements are highly stable PCR targets with relatively large junctional regions, we have applied in this study these rearrangements for MRD monitoring in B-ALL cases by RQ-PCR.
In 82% of cases in which the MRD test detected the presence of the NPM1 cancer gene in a blood sample after treatment, the patient had relapsed within three years.
Because flow cytometry technology and methodology are evolving and are compared with potentially more-sensitive molecular techniques, the LOD of flow-based MRD testing continues to improve.
Known as the Minimal Residual Disease (MRD), these can be a very small fraction of the original cancer cell population as present at time of diagnosis and are generally below the level of detection by FISH.
KARACHI -- Pakistan Peoples Party Chairperson Bilawal Bhutto Zardari has paid glowing tributes to the nine Party martyrs who laid down their lives during MRD movement in Khairpur Nathan Shah this day in 1983.
They modeled the parameters of a MRD by the modified Bouc-Wen model and determined that they fit the hysteretic behavior and put forward optimal semiactive preview control.
Minimal residual disease (MRD) assessment relies on the identification of specific molecular or immunophenotypic markers on the leukemia cells.