Loss Exposure

Loss Exposure

The amount that one risks. For example, if one spends $100,000 buying stock, one has a loss exposure of $100,000 because there exists the theoretical possibility that the value of that stock could go to zero.
References in periodicals archive ?
Nick Sanna, CEO, RiskLens commented that, After many devastating cybersecurity attacks on global companies, the realization that cyber risk equals business risk has been brought home to senior management and boards of directors, who are now demanding a quantitative accounting of the loss exposure their companies face.
Quantifying the industry's ultimate loss exposure is difficult, given the significant advancements in medical effectiveness, as well as developing litigation strategies.
Conversely, negative rating pressure could result from: (i) a reversal of its recent improvements in profitability with COR consistently at or above 100 per cent; and/ or (ii) sustained deterioration in regulatory or economic capitalisation, including, for example GUL rising over 3x or a meaningful increase in modelled natural catastrophe loss exposure; and/or (iii) meaningful reduction in the extent or quality of its retrocessional protection; and/ or (iv) significant deterioration in asset quality including a shift in investment strategy to be more returns-focused versus the current capital preservation focus; and/ or (iv) deterioration in financial flexibility with financial leverage in excess of 15 per cent.
Staff underwriters also monitor underwriting activity by analyzing statistical results by type of insurance, class of business, size of loss exposure and territory.
With a focus on mainstream lending, and specialized bridge lending and other higher-risk investment funding approaches, we believe the RTS program has the potential to reduce loss exposure by more than 50%," she said.
The application of this data in real-time decisions is critical to drive an enhanced consumer experience in increased approval rates and lowered operational impact, without increasing the fraud loss exposure of our network stakeholders.
Many insurers will not offer earthquake insurance on an older, less-resilient building that has not been retrofitted, and those that do are likely to charge more due to the increased loss exposure. Other lines of insurance may also see premium reductions, or increased eligibility for a retrofitted building.
Coverage for a contingent business interruption policy was negotiated, which eliminated the company's uncovered loss exposure to earthquake of $150,000 per week.
"If physical damage occurs and there is no insurance coverage, the likelihood of drivers defaulting on their auto loans increases, which creates a potential loss exposure for lenders."
Summarizing the total expected maximum loss exposure for the 100 largest markets in the United States reveals the markets with the highest subsidies and taxes.
For businesses that effectively controlled their loss exposure and claims practices, there was a net savings compared to what they would have paid for fully insuring their programs.
You know us as the first and only insurer to have developed proprietary products for loss exposure analysis.