Long-Term Care

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Long-Term Care

Long-term medical care for a debilitating but non-life threatening condition. For example, one may require long-term care if one is involved in a car accident or has a non-terminal disease that does not allow him/her to live independently. Long-term care often involves the inability to perform at least some of the activities of daily living. One may purchase long-term care insurance to pay for some of the expenses associated with long-term care.
References in periodicals archive ?
Los Angeles, CA, October 24, 2013 --(PR.com)-- Consumers looking for long term care insurance agents can now access an expanded Find a Long Term Care Insurance Professional online search tool available on the American Association for Long-Term Care Insurance website.
The Long Term Care Professional Leadership Council first met in September to explore ways to collaborate across our associations to strengthen LTC leadership.
Some of them are as recognizable to long term care as a certain Mr.
According to the findings of a study, "Long Term Care Partners Survey of American Parents and Adult Children," only 23% of adult children would advise their parents to purchase LTC insurance, and only 12% of parents polled said they have purchased the coverage for themselves.
Los Angeles, CA, June 14, 2013 --(PR.com)-- Obamacare will not impact long term care planning and makes no changes to long term care insurance reports the American Association for Long Term Care Insurance.
"They are increasingly confronted, for example, with the short supply of home and community-based services and formal caregivers, the quality of care concerns that apply to both institutional and community-based care alternatives, the cost of long term care, difficulties in navigating through the public and private service sectors, the challenges associated with trying to decipher information on support services, and the trials associated with being employed and also serving as a family caregiver."
Joyce Ruddock, vice president of MetLife's Long Term Care Division, said tax-deductibility for long-term-care premiums, a proposal before Congress, also would help caregivers.
As the year begins and Congress awaits the gavel on a new session, the debate has already started to gel among long term care officials.
Our Long Term Care Division pioneered long- term-care-insurance coverage more than 25 years ago in 1974 and has been on the vanguard ever since, introducing a number of innovative market-leading features.
"You wouldn't believe how many of these cases I see," said Mager, national coordinating panel counsel for Fort Lauderdale, Fla.-based CNA HealthPro, a leading provider of long term care insurance for companies.
A review of the "Long Term Care General Liability and Professional Liability 2004 Actuarial Analysis" by Aon Risk Consultants, Inc., could easily persuade people in the long-term care field to believe their nursing homes have no chance of being anything other than "targets of opportunity," relative to litigation.
The Long Term Care Division of the Aegon Insurance Group, which underwrites long-term-care coverage for several carriers, has announced it will begin to use information in MIB Group Inc.'s database as a standard part of its underwriting procedures.

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