of the central bank, indicated that the tight monetary policy adopted in China has forced many cross-strait Taiwanese enterprises to resort to OBUs of Taiwanese banks for financing, hence raising both the asset and
loan values of OBUs, whose total assets increased by US$1.218 billion as of the end of September from a month earlier to hit a record high of US$137.893 billion.
Loan values were 71.1 per cent as of July 31, 2009.
While the status of approvals has been uneven in recent months,
loan values have been steadily climbing from their 4-year lows of 116,100 pounds in December 2008, suggesting that the UK housing sector may be embarking upon a slow but steady recovery.
Under the discounted cash-flow system, banks have to calculate their
loan values by estimating how profitable future borrowers will likely become, a move that could force them to set aside more loan-loss reserves.
The MPs also suggest
loan values be increased to a "level that reflects the realistic costs of pursuing full-time study".
* The life insurance policy is an asset of the business and any cash or
loan values become a part of business surplus;
These determinations of the nominal and
loan values are not the end of the evaluation process, however.
We saw last autumn that property and mortgage
loan values can fall even in a strong real estate market with delinquencies at historical lows.
The economy is in recession, putting pressure on
loan values while making deposits cheaper.
Loan values equaled 91.4 percent a year ago, Mercer said.
The small loan market -
loan values under $2 million - is a growing opportunity for conduits and Wall Street.
"So we see that
loan values don't only move upward," said Brian Olasov, managing director with McKenna Long & Aldridge LLP, Atlanta.
