loan portfolio

(redirected from Loan Portfolios)

Loan Portfolio

The loans that a lender (or a buyer of loans) is owed. The loan portfolio is listed as an asset on the lender's or investor's balance sheet. The value of a loan portfolio depends on both the principal and interest owed and the average creditworthiness of the loans.

loan portfolio

Loans that have been made or bought and are being held for repayment. Loan portfolios are the major asset of banks, thrifts, and other lending institutions. The value of a loan portfolio depends not only on the interest rates earned on the loans, but also on the quality or likelihood that interest and principal will be paid.
References in periodicals archive ?
Depressed economic times and stepped-up regulatory scrutiny of depository institution (DI) loan portfolios have drawn new attention to an old concept: the allowance for loan and lease losses (ALLL).
The managements of thrift institutions and their auditors must recognize and adjust to the risk inherent in their loan portfolios.