Loan Loss Reserve
Ratios Loan Loss Loan Loss Allowance/ Allowance/ Nonperforming Total Total Loans Loans Loans (*) DeWitt Bank & Trust 6.63% 9.415.38% $36,926 Allied Bank, Mulberry 5.15% 31.25% $48,363 First Arkansas Bank & Trust, Jacksonville 4.01% 78.11% $413,494 Helena National Bank 3.36% 230.41% $64,130 First Delta Bank, Marked Tree 2.94% 191.83% $16,780 First Security Bank, Searcy 2.91% 473.44% $2,035,902 Central Bank, Little Rock 2.85% 0% $63,094 Heartland Bank, Little Rock 2.83% 17.42% $183,170 Little River Bank, Lepanto 2.81% 40.58% $10,960 Pinnacle Bank, Rogers 2.79% 330.7% $43,998 (*) In thousands.
Verifying the appropriateness of the loan loss reserve
account during examinations typically involves a significant amount of examiner judgment and discretion.
The net loan loss reserve
build in the first quarter 2016 was $80 million, compared to a net loan loss reserve
release of $98 million in the prior year period, reflecting the deterioration of energy-related commercial loans and continued stabilization of consumer credit.
In addition to the office buildings, BlackRock noted a $12.2 million loan loss reserve
on a $20.5 million mezzanine loan used to finance a 1,802-unit apartment complex in the city, according to an Anthracite Capital annual report filed March 18 with the SEC.
increased, the coverage of overdue loans with loan loss reserves
capital or loan loss reserve
increase to absorb losses.
The loan loss reserve
rose to USD35.3m, or 1.98% of total loans, from USD25.5m, or 1.44%.
The bank stressed that its results were dragged down mainly by additions to its loan loss reserve
, an unexpected rise in FDIC Deposit Insurance premiums and spending on its expansion last year.
Virtually all of AvalEoACAOs pre-provision income was set aside as loan loss reserve
, up 1ppts q/q to 29.8% of gross loans in 2Q11.
However, PremierWest Bancorp managed to boost its loan loss reserve
to USD45.9m at the end of the period under review, which is close to 4% of its loans.
Loan quality continues to improve as the bank's total loan loss reserves
skyrocketed from KD 32.6 million to KD 41.9 million, an increase of 29%, Gulf Bank's Chairman Omar Al-Ghanim said in a press statement.
coverage of impaired large corporate loans by loan loss reserves