2% of all credit union loans, but nearly 6% of loan loss provisions
in the third quarter.
The increased recaptures of loan loss provisions
of USD 400 thousand was primarily because of higher loan recoveries.
Other Operating Income was higher by circa Dh16 million, primarily on account of robust recoveries in the commercial lending portfolio against which loan loss provisions
Excluding the after- tax impact of the negative loan loss provisions
, net income for the quarter ended March 31, 2014, would have been USD2.
This was due above all to the improved revenues before loan loss provisions
(plus 5% or plus EUR 125 million to EUR 2.
The positive news for the UAE banking sector comes despite an increase in banks' loan loss provisions
(LLPs) - the latter increased by four per cent in 2011.
Summary: Raiffeisen Bank Aval (BAVL) reported tiny earnings of US$ 2mn in 2Q11 as heightened loan loss provisions
continued to weigh on financials.
and loan loss provisions
based on incurred losses or on short-horizon expected losses, increase procyclicality in the banking system.
The bank said that its net profits for 2010 had dropped by 27 percent because of higher loan loss provisions
Key words: loan loss provisions
, banking capital management, regulatory regime, IFRS
2 million towards non-specific loan loss provisions
as per the requirement of Central Bank of Oman.
Bank Loan Loss Provisions
and the Income Smoothing Hypothesis: An Empirical Analysis, 1976-1984," Journal of Financial Services Research, 1, pp.