# Life expectancy

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## Life expectancy

The length of time that an average person is expected to live, which is used by insurance companies use to make projections of benefit payouts.

## Life Expectancy

The length of time the average person is anticipated to continue living. An insurance company may use the "official" life expectancy of a person at a certain age in determining the risk of a life insurance policy or annuity. Likewise, the IRS uses the average life expectancy to determine the required minimum distribution from IRAs. Often, the official life expectancy has only a rough relationship with an individual person's actual life expectancy.

## Life expectancy.

Your life expectancy is the age to which you can expect to live. Actuarial tables establish your official life expectancy, which insurance companies use to evaluate the risk they take in selling you life insurance or an annuity contract.

The Internal Revenue Service (IRS) also uses life expectancy to determine the distribution period you must use to calculate minimum required distributions from your retirement savings plans or traditional IRAs.

However, your true life expectancy, based on your lifestyle, family history, and other factors, may be longer or shorter than your official life expectancy.

References in periodicals archive ?
Rehana Siddiqui is Research Economist and Mir Annice Mahmood is Senior Faculty Member, respectively at the Pakistan Institute of Development Economics, Islamabad Table 1 Gains in Life Expectancy and Infant Mortality during 1960-90 Mean 1990 1970 1960 Life Expectancy at Birth LIC 60.06 52.82 39.60 HIC 74.696 69.70 58.846 Infant Mortality LIC 73.93 113.61 168.96 HIC 15.74 28.13 93.37 Gain 1960-90 1970-90 1960-70 Life Expectancy at Birth LIC 20.46 7.24 13.22 HIC 15.85 4.996 10.854 Infant Mortality LIC -95.03 -39.68 -55.35 HIC -77.63 -12.38 -65.24 Source: World Bank Development Report (Various Issues).
For females, life expectancy at birth was highest in PURBECK at 86.6 years and lowest in Manchester where females could expect to live for 79.5 years.
Nationally the average life expectancy at birth now stands at 78.2 years for men and 82.3 years for women.
In 2008, the EU life expectancy at birth was 82.4 years in women and 76.4 years in men, which means a gap of 6 years.
Released by the National Center for Health Statistics in October, the report found life expectancy at birth for the total U.S.
He also out pointed that the rise in cases of diabetes in Tunisia is due more particularly to a settled way of life, to the improvement of the purchasing power and to the rising life expectancy at birth.
For the period of 2006-2007, life expectancy at birth was estimated at 78.3 years for males and 81.9 years for females.
The report ranks countries on the basis of their performance on three variables, namely life expectancy at birth, education and income on purchasing power parity basis (PPP).
Underlying factors for HDI showed that in Gross Domestic Product per capita Bahrain had moved up 16 places, from 33 in 2007 to 17; in primary, secondary and tertiary education Bahrain had moved up 13 places, from 40 in 2007 to 27; and in life expectancy at birth Bahrain had moved up one place from 44 in 2007 to 45.
In the period between 1991-93 and 2005-07, life expectancy at birth improved in all countries and regions of the UK.
Life expectancy at birth will rise from 76.7 years in 2004 to 81.4 years in 2031 for men, and from 81.1 years in 2004 to 85.0 years in 2031 for women.

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