# IC

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Related to intermittent claudication: peripheral vascular disease

## Import Certificate

A proposed system to lower the U.S. trade deficit. Under the system, exporters would be issued import certificates allowing them to import up to the total value they export. Exporters may then sell these certificates to importers, who need them to conduct their business. The concept would maximize the value of imports, allowing it to be no greater than the value of exports. While this is not technically a tariff, it has much the same effect. Import certificates were proposed by Warren Buffett in 2003.

## Information Coefficient

A measure of the correlation between expected and actual returns. The IC is used internally within a firm to judge the performance of individual financial forecasters. The IC is measured on a scale between 0 to 1, with 1 indicating no difference between expected and actual returns. An analyst with a consistently high IC on his/her predictions will likely receive promotions and bonuses, while one with low information coefficients will likely lose his/her job.

## Interest Cost (IC)

A comprehensive and time-adjusted measure of loan cost to the borrower.

IC on a Mortgage: IC is what economists call an “internal rate or return.” It takes account of all payments made by the borrower over the life of the loan relative to the cash received up front. On a mortgage, the cash received up front is the loan amount less all upfront fees paid by the borrower. On an ARM, IC captures the effect of interest rate changes on the monthly payment and the balance, but future rate changes must be assumed.

Formula: IC is (i) in the formula below:

L - F = P1 + P2/(1 + i)2 +… (Pn + Bn)/(1 + i)n
Where:

L = Loan amount

F = Points and all other upfront fees paid by the borrower P = Monthly payment

n = Month when the balance is prepaid in full

Bn = Balance in month n

IC Versus APR: IC differs from APR in the following ways: IC is measured over any time horizon, whereas APR assumes that all loans run to term. IC may be measured after taxes whereas APR is always measured before taxes. On an ARM, IC can be calculated on any interest rate scenario whereas APR always uses a no-change scenario.

References in periodicals archive ?
* A review of the Intermittent Claudication products under development by companies and universities/research institutes based on information derived from company and industry-specific sources
Our goal was to identify the causative disease of intermittent claudication. As described previously, the candidate diseases are PAD and 2 varieties of LSS, L5 and L4.
In the Framingham study 20% of the men and women with intermittent claudication had diabetes compared with 6 persons of those without intermittent claudication.
Exercise is the most consistently effective treatment for intermittent claudication, as is proven by a number of studies.
Hypertension increases the risk of intermittent claudication 2.5- to 4-fold in men and women, respectively, and the risk is proportional to the severity of hypertension (11).
Cessation of smoking in patients with intermittent claudication; effect on the risk of peripheral vascular complication , myocardial infarction and mortality.
(2,4,6,11,13-16,18,32) In humans, intermittent claudication (IC) is an exercise-induced, pathognomonic symptom of peripheral arterial disease involving the legs.
Chief symptoms were intermittent claudication, rest pain, gangrene of toes and ulceration at tip of toes or foot (Table 2).
In a study published in the Journal of the American Geriatrics Society, researchers set out to determine whether asymptomatic lower extremity peripheral arterial disease (PAD) and leg symptoms other than intermittent claudication (IC) in PAD are associated with taster functional decline than in people with both PAD and IC.
When a resting ABI is normal in patients with symptoms of intermittent claudication, exercise testing is recommended to enhance the sensitivity for detection of LEAD (Stein, et al., 2006) The majority of patients with claudication have ABI readings ranging from 0 3 to 0.9 Rest pain or severe occlusive disease typically occurs with an ABI < 0.50.
Anatomically the persistent sciatic artery is the continuation of internal iliac arteries and usually leads to several symptoms such as intermittent claudication, pulsatile mass in the buttocks, and pain radiating to the lower limb.

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