Insurance dividend

Insurance dividend

Money paid annually to policyholders participating in cash value life insurance policies.

Insurance Dividend

An annual fee an insurance company pays to whole life policyholders. The amount of the dividend is determined by the company's board of directors and is not guaranteed. This allows whole life policyholders access to at least part of their benefit before death. The insurance dividend can be taken in cash, but is almost always applied as a discount against future premium payments. This is a distinct advantage of whole life policies, though some analysts believe that insurance dividends do not make up for the expense of whole life insurance compared to term insurance.
References in periodicals archive ?
75% in 2018 is expected because of a share insurance dividend from NCUA's Corporate Credit Union Stabilization fund.
But here we are halfway through the banking and insurance dividend season and they all say "not us".
New York Life said it is the only insurer in the market today to declare a long-term-care insurance dividend.
1, 1997 (years subsequent to the tax years at issue in Ceridian), the FTB had taken the position that as a result of Ceridian, CRTC [section]24410 was wholly inoperable, so that no DRD was permitted for dividends received from an insurance company; see Departmental Policy on Section 24410 Insurance Dividend Deductions, FTB Multistate Audit Program Mem.
Don't be a victim; ignore any offer promising to help you receive the life insurance dividend.
It is a tribute to the design and management of the company's diversified portfolio that it makes this kind of contribution to the life insurance dividend in today's environment where rates on newly issued long-term corporate bonds are about 4 percent and 10-year Treasury bonds are yielding about 2 percent.
This is the seventh consecutive year that New York Life, a triple-A rated insurer1, has paid a long-term care insurance dividend.
Life insurance dividends are not like stock dividends, which represent a return on investment.
SNL Financial: Expects to pay nearly $5 billion in permanent life insurance dividends in 2012, more than the next two competitors combined.
Additionally, life insurance dividends and excess interest must be used to reduce the following year's contribution.
The February change was boosted by farm subsidy payments and by a speedup of life insurance dividends to veterans (included in transfer payments).

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