Insurance dividend

Insurance dividend

Money paid annually to policyholders participating in cash value life insurance policies.

Insurance Dividend

An annual fee an insurance company pays to whole life policyholders. The amount of the dividend is determined by the company's board of directors and is not guaranteed. This allows whole life policyholders access to at least part of their benefit before death. The insurance dividend can be taken in cash, but is almost always applied as a discount against future premium payments. This is a distinct advantage of whole life policies, though some analysts believe that insurance dividends do not make up for the expense of whole life insurance compared to term insurance.
References in periodicals archive ?
The capital build includes the impact of the interim Insurance dividend paid in July 2018 and the sale of the Irish mortgage portfolio (25 basis points) which will complete later in the third quarter.
An increase in ROA to 0.75% in 2018 is expected because of a share insurance dividend from NCUA's Corporate Credit Union Stabilization fund.
But here we are halfway through the banking and insurance dividend season and they all say "not us".
If the experience improves, the dividends will be greater." New York Life said it is the only insurer in the market today to declare a long-term-care insurance dividend.
1, 1997 (years subsequent to the tax years at issue in Ceridian), the FTB had taken the position that as a result of Ceridian, CRTC [section]24410 was wholly inoperable, so that no DRD was permitted for dividends received from an insurance company; see Departmental Policy on Section 24410 Insurance Dividend Deductions, FTB Multistate Audit Program Mem.
Post dividend accrual, the Group's pro forma CET1 ratio was 14.5 per cent (14.1 per cent excluding the impact of the interim Insurance dividend and the sale of the Irish mortgage portfolio)
Don't be a victim; ignore any offer promising to help you receive the life insurance dividend.
Life insurance dividends are not like stock dividends, which represent a return on investment.
SNL Financial: Expects to pay nearly $5 billion in permanent life insurance dividends in 2012, more than the next two competitors combined.
Additionally, life insurance dividends and excess interest must be used to reduce the following year's contribution.
And the amount of individuals' dividends would depend on the health experience of the group as a whole: precisely the sort of legally permissible contingency that lies behind traditional mutual insurance dividends.

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