Insurance Risk

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Insurance Risk

The likelihood that an insured event will occur, requiring the insurer to pay a claim. For example, in life insurance, the insurance risk is the possibility that the insured party will die before his/her premiums equal or exceed the death benefit. Insurance companies compensate for this risk by adjusting premiums according to how great the risk is.
References in periodicals archive ?
The full scope of the contract includes insurance protection of the property owned by sofia airport ead, gdcaa and mtitc, against certain insurance risks related to the fire and natural disaster insurance, specified in the technical specification for documentation for participation in the procedure.
Stetson is a Delaware limited liability company and provides a 50-state financing solution for commercial insurance risks through its relationships with third party capital providers.
Insurance-linked securities are typically used to transfer insurance risks to the capital markets, to fund excess reserve requirements, or to securitize value-in-force cash flows.
A property usually displays a complex combination of insurance risks. A multi-resident property can include good insurance risks, poor insurance risks, or any mix of the two.
The firm's Insurance-Brokerage unit has hired James C Trainor to advise it on Internet-related insurance risks. He is to help the firm protect its corporate clients from damage caused by hacking.
Some of its products, such as an executive supplemental health reimbursement program, do involve some insurance risks. Others, such as a service that helps members find and get appointments with highly regarded doctors, involve no insurance risk.
RBCICL primarily reinsures life and health insurance risks from unaffiliated international reinsurers, as well as credit reinsurance risks from European reinsurers.
HOMEOWNERS in Birmingham are running insurance risks as they strive to save money during the economic slump, according to a new survey.
New Asset Class will generate income from three sources: Managing and acquiring large portfolios of insurance risk; managing risk portfolios for insurance carriers; and providing advice and risk analysis to insurers, hedge funds, private equity firms and other investors interested in insurance risks.
"Other key topics have been: Local Law Compliance, Insurance Risks, Employee Safety Hazards, Managing Electrical Power, Monitoring Fuel Costs, Court & Deposition Protocol, Staying on Budget, Employee Safety Hazards AND ETHICS."
"The truth is we have not been great insurance risks," says Mr.
The UK's worst insurance risks are males in their teens and early twenties, who are often inexperienced and frighteningly overconfident.

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