Insurance Risk

Insurance Risk

The likelihood that an insured event will occur, requiring the insurer to pay a claim. For example, in life insurance, the insurance risk is the possibility that the insured party will die before his/her premiums equal or exceed the death benefit. Insurance companies compensate for this risk by adjusting premiums according to how great the risk is.
References in periodicals archive ?
For the second consecutive year, KPMG International will be honored by Insurance Risk Magazine with its 2015 Insurance Risk Award for Best Consulting Firm .
Named by Insurance Risk Magazine as "Best Consulting Firm" for 2014
Global Banking News-December 16, 2013--BNY Mellon named best securities servicing provider by Insurance Risk
A practical guide for all insurance risk professionals, the book includes details of the latest practices in insurance-linked investment, developed since the publication of the first edition.
The Invitation to Comment reflects the board's concern about a possible lack of transparency in the financial statements of both policyholders and (re)insurance companies relating to the depiction of insurance risk associated with contracts that include terms or features that significantly limit the actual amount of risk transferred.
The federal government assumes insurance risk for a wide range of activities that are funded through numerous federal budget accounts and administered by a variety of federal organizations.
The purpose of this research study was to expand nursing science through the collaborative investigation of registered nurses' experiences of the effect of insurance risk transfers such as capitation contracts, managed care programs, Diagnosis Related Groups (DRG) financing mechanisms and intra-organizational insurance risk transfers, on caregiving environments, registered nurses, and their clients.
At this stage young women are considered a far better insurance risk, and their policies are weighted less heavily.
At this stage young women are considered a far better insurance risk and their policies are weighted less heavily.
Providing Insurance Claims Administration and Insurance Risk Management Services.
It also allows the FHA to better manage its insurance risk by requiring additional support for a property's value when a significant increase between sales occurs.
Financial Accounting Standard Number 133) and the resolution of turf battles between insurance risk and financial risk managers.

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