Insurance Risk

Insurance Risk

The likelihood that an insured event will occur, requiring the insurer to pay a claim. For example, in life insurance, the insurance risk is the possibility that the insured party will die before his/her premiums equal or exceed the death benefit. Insurance companies compensate for this risk by adjusting premiums according to how great the risk is.
References in periodicals archive ?
Contract notice: Lot 1: insurance coverage of insurance risks rca / ard and rct / rco of asti public services spa - lot 2: insurance risk rc pollution of asti public services spa.
Global Banking News-September 23, 2016--Fannie Mae completes credit insurance risk transfers
A large percentage (86 percent) of the primary mortgage insurance risk in force consists of new business written after 2008, including loans successfully refinanced through the Home Affordable Refinance Program (HARP).
The Invitation to Comment reflects the board's concern about a possible lack of transparency in the financial statements of both policyholders and (re)insurance companies relating to the depiction of insurance risk associated with contracts that include terms or features that significantly limit the actual amount of risk transferred.
The federal government assumes insurance risk for a wide range of activities that are funded through numerous federal budget accounts and administered by a variety of federal organizations.
The purpose of this research study was to expand nursing science through the collaborative investigation of registered nurses' experiences of the effect of insurance risk transfers such as capitation contracts, managed care programs, Diagnosis Related Groups (DRG) financing mechanisms and intra-organizational insurance risk transfers, on caregiving environments, registered nurses, and their clients.
At this stage young women are considered a far better insurance risk, and their policies are weighted less heavily.
At this stage young women are considered a far better insurance risk and their policies are weighted less heavily.
Providing Insurance Claims Administration and Insurance Risk Management Services.
It also allows the FHA to better manage its insurance risk by requiring additional support for a property's value when a significant increase between sales occurs.
Financial Accounting Standard Number 133) and the resolution of turf battles between insurance risk and financial risk managers.
This system of employer-based private insurance has enabled the private marketplace to keep costs down, at least in part by shifting many higher-cost users out of commercially available insurance risk pools.

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