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Because an indexed annuity is a CD [-like] product.
Department of Labor wants to let indexed annuity distributors act as financial institutions under its new fiduciary rule.
Each product provides individuals with the protection and growth potential that are inherent features of a fixed indexed annuity.
75| The primary determinant of indexed annuity rates is the price of options that are sold to the insurance company.
We are seeing a purposeful shift in market share among the top indexed annuity companies.
Indexed annuity sales are down, yes, but they are not out.
Because of this low rate environment, producers and clients often question if now is the right time to invest in a fixed indexed annuity.
Indexed annuity writers were on track in late December to achieve their third consecutive year of record sales, as buyers sought to protect their assets from frightening volatility in the stock market, and to earn more than prevailing low-interest rates.
Rule 151A interprets indexed annuities not to be "annuity contracts" under the insurance exemption if amounts payable by the issuing insurance company under the indexed annuity contract are more likely than not to exceed the amounts guaranteed under the contract.
The group, the Indexed Annuity Leadership Council, has posted the video, "How to Tell FIA Facts From FIA Fiction," on YouTube.