The insurer successfully argued to the Florida Fourth DCA last September that a homeowners insurance policy
may contain a provision requiring the consent of other insureds and the mortgagees before a valid assignment of benefits may be made.
Homeowners need to be aware that a homeowners insurance policy
does not cover flood damage.
If a homeowners insurance policy
covers wind, rain, and hail, but excludes flood waters, is the loss covered?
Ben Gonzalez, a spokesman for the Texas Department of Insurance, says that preparedness starts with buying a homeowners insurance policy
, which protects you from the costs associated with incidents such as a fire, theft and burglary, among other things.
Just because a standard homeowners insurance policy
satisfied your lender doesn't mean you're adequately covered.
Do they include in their emergency kit important documents such as a homeowners insurance policy
, mortgage agreement, wills, deeds, estate plans, health care proxies, and last bank statement, mortgage statement, credit card bill and last year's tax returns.
Gulf Coast Educators Insurance is available to review your homeowners insurance policy
with you and if a robbery does take place we will be there to help with your claim.
If so, are you aware that your standard homeowners insurance policy
may leave you with coverage gaps?
They filed a claim under a homeowners insurance policy
issued by the defendant, Graphic Arts Mutual Insurance Company.
But at least, he figured, his valuables were covered by his homeowners insurance policy
org for her insurance blog, "Straight Talk." Number and Percentage of Problem Chinese Drywall reports by state * Alabama 7 1.2% Florida 438 77.1% The vast majority of problem Chinese drywall was used in Florida in the wake of the 2004/2005 hurricanes Louisiana 67 11.8% Virginia 22 3.9% Other States 34 6.0% Coverage for defective drywall is excluded under a standard homeowners insurance policy
(construction defect and pollution exclusions apply and there is no covered cause of loss) *First report was received 12/22/08.
Personal Lines--"insurance written on the personal and real property of an individual (or individuals) to include such policies as the homeowners insurance policy
and personal automobile policy."