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FM Global's business profile is characterized as 'Very Strong' by Fitch as FM Global has built a significant franchise in the commercial property market for highly protected risks. Fitch views the company's engineering capabilities and loss prevention services as key advantages that are difficult for competitors to replicate, and believes this expertise will result in future underwriting results that are consistently better than peers.
As a mutual company, FM Global and its policyholders/owners take pride in having highly protected risks. August, p.
Digital's buildings qualify as highly protected risks so redundant fire protection, water and public utility supplies, damage and loss limited construction features are all incorporated into the protection plan.
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