Group insurance

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Group insurance

Insurance coverage for a group, which can usually be obtained at a cheaper rate than insurance for an individual.
Copyright © 2012, Campbell R. Harvey. All Rights Reserved.

Group Insurance

Insurance provided to a whole number of people who negotiate collectively. Group insurance is thought to provide better insurance at a lower rate to members of the group because the insurer is able to spread its risk over a larger number of people that it otherwise would be able to do. Unions and other trade groups often procure group insurance policies.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved
References in periodicals archive ?
While costs of the Medicare program, indemnity group policies, and alternative delivery systems (HMOs, PPOs, et.) are better controlled, Workers' Compensation is a playground for cost shifting and is laden with opportunities for continuation of high provider incomes at the expense of employers and their insurers.
Customers can use Novell Open Enterprise Server to manage users and group policies through the Microsoft Management Console, simplifying administration, reducing costs and using their existing investment in Novell technology, the company said.
Group policies work well as a beginning safety net.
Intended for experienced administrators, this dense guide explains Windows Server 2003's implementation of the active directory, network services, group policies, remote technologies, fault tolerance, and Sharepoint Services.
'To accomplish this, however, requires a significant amount of knowledge on topics such as LDAP, Kerberos, DNS, multi-master replication, group policies, and data partitioning, to name a few." In other words, Active Directory is still a major headache for network and system administrators who have to design, implement, and support it.
In addition, Lemieux pointed out that AHIP members reported 77,000 insureds in the "other" category and 88,000 in the "other group" category, where the member didn't distinguish either between small and large groups or between individual and group policies. Presented in concert with "Covering the Uninsured Week"--a week-long public awareness project aimed at promoting means to provide health-care solutions for millions of uninsured Americans--the study also provided support for the contention that HSAs could serve as a partial solution.
It also examines various methods of providing secure access to our remote and mobile users, managing loads across the server farm, creating group policies, cloning servers, and monitoring the system.
About 72% of long-term-care policies are individually owned; the remainder are group policies.

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