Companies aren't good at weighing
good risks and most cannot quantify their risk appetite.
Good risks arise from opportunities companies must seize to grow and prosper.
Many health insurers have argued that imposing a tough mandate will be essential to any successful effort to offer coverage on a guaranteed issue basis without leading bad risks to flood into the health insurance system and
good risks to pour out.
B](x) for all x; that is, expenditure by the
good risks is less productive in reducing the accident probability than expenditure by the bad risks.
Insurance can be wonderful value provided the
good risks buy it along with the bad and cannot shop around for the best deal for being a
good risk.
No longer were physicians considered the
good risks and many companies downgraded them, said Matt Gottfried, director of individual disability income for Berkshire Life Insurance Company of America, a wholly owned stock subsidiary of Guardian Life Insurance Company of America.
Limiting credit-based scoring, it says, would endanger the discounts
good risks now receive.
She learned that we specialize in complex situations such as buyers who are
good risks but can't verify income and those who just need to close very fast.
The risk equalisation scheme aims to ensure that risks are shared across the market and prevent new insurers on the market from 'cherry picking' the
good risks.
In some cases, lenders feel our clients are
good risks.
Reinsurers will possibly look to financially-rated companies as
good risks.
