Life expectancy

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Life expectancy

The length of time that an average person is expected to live, which is used by insurance companies use to make projections of benefit payouts.

Life Expectancy

The length of time the average person is anticipated to continue living. An insurance company may use the "official" life expectancy of a person at a certain age in determining the risk of a life insurance policy or annuity. Likewise, the IRS uses the average life expectancy to determine the required minimum distribution from IRAs. Often, the official life expectancy has only a rough relationship with an individual person's actual life expectancy.

Life expectancy.

Your life expectancy is the age to which you can expect to live. Actuarial tables establish your official life expectancy, which insurance companies use to evaluate the risk they take in selling you life insurance or an annuity contract.

The Internal Revenue Service (IRS) also uses life expectancy to determine the distribution period you must use to calculate minimum required distributions from your retirement savings plans or traditional IRAs.

However, your true life expectancy, based on your lifestyle, family history, and other factors, may be longer or shorter than your official life expectancy.

References in periodicals archive ?
However, maternal mor- tality, female infanticide, and male bias in food and health care allocation in the household, are factors that can reduce female life expectancy.
(3) A subsequent section addresses our choice of a female-weighted, female life expectancy.
The report revealed that female life expectancy in Pakistan is 66, 44 in Afghanistan, 67 in India and 76 in Sri Lanka.
Ninety-eight per cent of births were attended by skilled personnel, 31pc of women use modern contraception and female life expectancy is 78 years, according to the report.
WOMEN IN Liverpool have the lowest female life expectancy in England, at just over 78 years.
Delta residents pay the price, with tragically poor health outcomes--lower male and female life expectancy, and higher rates of cancer, heart disease, and infant mortality.
* Rankings are from the highest to lowest female life expectancy at
Given that female life expectancy in Japan in 2004 was 85.6 years (Human Mortality Database, 2006), it is apparent that the lower end of Carnes' range is too low.
Though alcohol consumption (ALCOHOL80) does not have a statistically significant effect on female life expectancy, its effect on the life expectancy of males is both significant and negative.
The best performer in the group (see table) in terms of female life expectancy and maternal mortality rates is Malaysia (74.7 per 100,000 and 41 per cent).
[DELTA]LIFE = (female life expectancy - male life expectancy/male life expectancy)
The result of all this late 20th Century stress and emotional conflict will be that female life expectancy will steadily fall over the early decades of the 21st Century to meet the level of male life expectancy.