Research Serv., R43041, Fair Debt Collection Practices Act
15700 (2013), available at http://www.fas.org/sgp/crs/misc/R43041.pdf.
(45.) See, e.g., Fair Debt Collection Practices Act
(FDCPA) [section] 803(6), 15 U.S.C.
Federal Regulation: The Fair Debt Collection Practices Act
PrivacyStar's complaint filing feature allows users to report potential Do Not Call Registry and Fair Debt Collection Practices Act
violations directly from their phones, making it easy to file complaints with the Federal Trade Commission.
The complaint alleges that ACS violated the federal Fair Debt Collection Practices Act
when it made repeated phone calls to collect on outstanding payments for medical services that Ms.
When they say, "We can seize your car to repay a credit card bill," you've caught them in a violation of the Fair Debt Collection Practices Act
. Sue, and you could collect up to $1,000 plus damages.
In an opinion that's been characterized by some practitioners as "out there," a three-member panel of the Third District of the Illinois Appellate Court has presented as its holding that landlords must comply with the Fair Debt Collection Practices Act
when attempting to collect past-due rent from their renters.
For example, under the Fair Debt Collection Practices Act
, a 30 day notice must be served where an owner seeks to recover rent from a tenant.
The primary federal law governing third-party debt collection is the Fair Debt Collection Practices Act
(FDCPA), which contains provisions on how collectors can communicate with consumers and prohibits collectors from using abusive, deceptive, and unfair collection practices.
The Federal Reserve has authority to examine nonbank subsidiaries for compliance with the Truth in Lending Act, the Equal Credit Opportunity Act, the Home Ownership and Equity Protection Act, the Fair Credit Billing Act, the Consumer Leasing Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act
, the Home Mortgage Disclosure Act, the Truth in Savings Act, any rules promulgated pursuant to the Federal Trade Commission Act, and the Real Estate Settlement Procedures Act.
In the course of those collection efforts, EMC allegedly violated the Fair Debt Collection Practices Act
by contacting homeowners with phone calls for debt amounts they didn't necessarily owe, and even resorted to "false representations" to gain access to borrowers' homes -- sending out "property inspectors" who were actually debt collectors seeking to confront borrowers.
It was at this point in the conversation that I relied on what I knew about the Fair Debt Collection Practices Act
. I began questioning her about this debt I supposedly owed.