Treasury, were, according to Admati and Hellwig (2013), driven by misguided regulations, including
FDIC deposit insurance.
First, we review the DD model and show how
FDIC deposit insurance differs from the model in several key respects.
The increase in other expenses primarily resulted from increases in salaries and employee benefits expense, advertising and marketing costs and
FDIC deposit insurance premiums, which were partially offset by lower amounts of professional fees and loan and other real estate owned expense.
The experience of uninsured banks in Kansas is notable in that
FDIC deposit insurance was one of the key banking reforms adopted in response to the banking crisis of the early 1930s.
Global Banking News-2 February 2010-US calls for increasing
FDIC deposit insurance fund(C)2010 ENPublishing - http://www.
7%) higher, primarily due to increased
FDIC deposit insurance premiums.
The five failures will cost the
FDIC deposit insurance fund an estimated $401.
Bank runs were associated with the failure of WaMu and Wachovia, (33) and were prominently featured in the press following the FDIC's closure of IndyMac, (34) even though insured depositors' funds were safe under the
FDIC deposit insurance guarantee.
A temporary increase in
FDIC deposit insurance was instituted in 1934, and made permanent in 1935.
There are myriad rules concerning
FDIC deposit insurance, including a recent temporary increase in deposit coverage.
FDIC deposit insurance is backed by the full faith and credit of the United States government.
Passage of this new legislation in general, and the Congressional action increasing the
FDIC deposit insurance limits in particular, should help restore U.
