Treasury, were, according to Admati and Hellwig (2013), driven by misguided regulations, including FDIC deposit insurance
First, we review the DD model and show how FDIC deposit insurance
differs from the model in several key respects.
The increase in other expenses primarily resulted from increases in salaries and employee benefits expense, advertising and marketing costs and FDIC deposit insurance
premiums, which were partially offset by lower amounts of professional fees and loan and other real estate owned expense.
The experience of uninsured banks in Kansas is notable in that FDIC deposit insurance
was one of the key banking reforms adopted in response to the banking crisis of the early 1930s.
Global Banking News-2 February 2010-US calls for increasing FDIC deposit insurance
fund(C)2010 ENPublishing - http://www.
7%) higher, primarily due to increased FDIC deposit insurance
The five failures will cost the FDIC deposit insurance
fund an estimated $401.
Bank runs were associated with the failure of WaMu and Wachovia, (33) and were prominently featured in the press following the FDIC's closure of IndyMac, (34) even though insured depositors' funds were safe under the FDIC deposit insurance
A temporary increase in FDIC deposit insurance
was instituted in 1934, and made permanent in 1935.
There are myriad rules concerning FDIC deposit insurance
, including a recent temporary increase in deposit coverage.
FDIC deposit insurance
is backed by the full faith and credit of the United States government.
Passage of this new legislation in general, and the Congressional action increasing the FDIC deposit insurance
limits in particular, should help restore U.