* Part three provides other states insurance for workers compensation and employers liability
coverage in states that are not listed for part one coverage.
Once it is determined that workers compensation coverage does not apply and employers liability
coverage is triggered, attention should turn to the employers liability
limits on the policy, coverage conditions and exclusions.
The employers liability
insurance part of the policy contains nine clauses.
* Explain how employers liability
insurance applies to bodily injury (BI)
Coverage Endorsement WC 00 03 03 B
Stop Gap Coverage--Provides employers liability
coverage in monopolistic states when the state operated system provides only workers compensation coverage and does not offer employers liability
Longshore and Harbor Workers Compensation Act insurance may be provided by attaching endorsement WC 00 01 06 A to the standard workers compensation and employers liability
L&HWCA insurance may be provided by attaching endorsement WC 00 01 06 A to the standard workers compensation and employers liability
Part five of the workers compensation and employers liability
policy deals with premium.
Critically important integrated innovations include commercial umbrella (combining automobile liability, employers liability
and commercial general-liability with some marine and aircraft coverage), the commercial general-liability policy (combining premises, personal injury and products liability) and commercial package policies (combining a wide range of property and casualty coverages).