Employer's Liability Insurance

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Employer's Liability Insurance

Insurance that protects an employer from damages from a lawsuit resulting from an injury due to the employer's negligence. It does not cover lawsuits resulting from discrimination, wrongful dismissal and so forth. Employer's liability insurance is required in some jurisdictions and may be rolled in with a worker's compensation policy.
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References in periodicals archive ?
Employer Liability Insurance Report is designed to cover litigation resulting from employment issues, including such topics as sexual harassment, age discrimination, workplace injury, wrongful termination, ADA, workplace violence, sexual preference discrimination, gender discrimination, and pension and 401(k) fiduciary duty.
Recently victims of health problems caused by asbestos found their compensation cheques had been stopped by the bank because one of the biggest employer liability insurance companies, Iron Trades Holdings, had gone into liquidation.
By law they have to have Employer Liability Insurance, but some small firms cannot get it which leaves them the stark choice - close or operate illegally.

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