On the other hand, your house may be an earning asset
if you are renting out even just one of its rooms.
The company has maintained a healthy NIM (net interest margin) despite the flat yield curve, largely due to a good earning asset
mix and solid deposit franchise.
Furthermore, an upgrade would assume that management continues to manage capital conservatively, given PBCT's earning asset
mix and incremental operational risk assumed as the bank grows.
For the year ended December 31, 2017, average earning assets
increased $105 million from 2016.
The increase reflects both a change in the mix of earning assets
and growth in earning assets
, an increase in the loan yield of 7 bps and a 2 bp increase in the yield on the securities portfolio.
All through life, we accumulate assets not only to enjoy today through non-earning assets
but also to secure a better future through earning assets
The increase was primarily due to the absence of a $23 million currency loss in the second quarter of 2013, a $17 million favorable impact from higher average earning assets
and a $16 million improvement on net yield on average earning assets
The source reports that increase in the earning assets
will enable the bank to receive nearly $4.
Currency issuing is highly profitable for governments because the issuance of non-interest-bearing central bank currency liabilities gives rise, correspondingly, to comparable holdings of earning assets
by the central bank.
The year-to-date average yield on earning assets
decreased 24 basis points to 3.
6% increase in net interest income for the period is primarily due to an increase in average earning assets
The company said the decrease was primarily due to a USD17m decrease in net yield on average earning assets
reflecting geographic mix changes and currency impacts, an USD11 million increase in provision for credit losses and a USD10m unfavorable impact from lower average earning assets