Activities of daily living

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Activities of Daily Living

Basic, mundane activities such as bathing, eating, taking medication, walking, dressing, and using the toilet. Long-term care insurance policies compile and maintain (slightly different) lists of activities of daily living that a policyholder generally should be able to do. If a policyholder is unable to perform two or more activities of daily living, he/she is usually able to receive benefits from the long-term care policy. They are also important in determining eligibility for benefits from Medicare, Medicaid, and other government assistance programs.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved

Activities of daily living.

To live independently, you must be able to handle certain essential functions, called activities of daily living (ADLs). These standard activities include eating, dressing, bathing, moving from a sitting to a standing position, taking medication, and using the bathroom.

If you are unable to perform two or more these ADLs, you generally qualify to begin receiving benefits from your long-term care insurance policy. Each insurer's list of ADLs may vary slightly, but should always include bathing, as that is often the first activity that a person struggles with.

Cognitive impairments, such as those that result from Alzheimer's disease, are not considered ADLs. A comprehensive long-term care policy will use a different test to determine when policyholders suffering from these impairments qualify to collect benefits.

Dictionary of Financial Terms. Copyright © 2008 Lightbulb Press, Inc. All Rights Reserved.
References in periodicals archive ?
EADLs are controlled either by an ability switch, touch screen, voice recognition, or integrated with other controls; controls can be integrated with computer access, wheelchair controls, or augmentative communication devices.
Two broad categories of EADLs exist: computer-based and stand-alone.
Common types of electrical appliances controlled by EADLs are telephones, lights, door openers, door locks, fans, drapes, blinds, beds, audiovisual equipment, home climate controls, call systems, and security cameras.
The general purpose of the present project was to increase the understanding of the types of frustrations and difficulties that active older individuals encounter in the context of ADLs, IADLs, and EADLs. That is, in what ways do older adults encounter difficulties or constraints on their everyday activities?
However, the reports of EADLs are unique in that these higher-level activities, such as adaptation, flexibility, and the new learning required because of changes in the environment, are typically not assessed.
To learn more about EADLs and ECUs, check out the following manufacturers and conferences:
Since the term fostered confusion and far too much discussion on whether this included low-tech grabbers, reachers, lever handles and the like, and also whether it referred to one integrated or several separate ECUs, the term was changed to "EADL"--electronic aid to daily living.
If you can press larger buttons, your EADL may still cost less than $100 (see Adaptivation's Universal TV Remote at