Last year, Al Rayan Bank introduced new HPP products, lowered rental rates and extended
discount periods, and in 2014 it became the first Islamic bank to launch a HPP, backed by the Governments Help to Buy: HPP guarantee scheme, designed for people who can afford the payments on a HPP but do not have large deposits saved.
Indeed, according to many economists and business owners,
discount periods increase sales volume, but they also deepen sales troughs in between sales.
The software also allows for the creation and tracking of due dates and
discount periods, allowing the company to avoid interest payments and to take maximum advantage of
discount periods.
GOVERNMENTS, in their efforts to keep as many voters as possible happy, have always tried to regulate the operation of shops, dictating opening hours,
discount periods and what specific shops can sell.
Penalty charges and
discount periods for on and off-street parking have been harmonised.
The purpose of this article is to provide the forensic economist with empirical evidence as to the validity of the use of historical averages across a set of different
discount periods. The practical question is whether the forensic economist can disregard temporary shifts in net discount ratios, and the underlying concern is the degree of persistence in these ratios.
