disintermediation

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Disintermediation

Withdrawal of funds from a financial_institution in order to invest them directly.
Copyright © 2012, Campbell R. Harvey. All Rights Reserved.

Disintermediation

The act of making a withdrawal from a bank or other financial institution in order to use the funds for investment purposes. For example, one may withdraw $10,000 from his savings account in order to buy a stock without the bank's intermediation. This has become less common with deregulation of banking because more banks can offer investment services, reducing the incentive to withdraw.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved

disintermediation

The withdrawal of funds from financial intermediaries such as banks, thrifts, and life insurance companies in order to invest directly with ultimate users. Disintermediation was more of a problem when financial intermediaries were limited in the returns they could pay to savers. Deregulation of financial intermediaries was intended to dampen the periodic swings toward disintermediation. Compare intermediation.
Wall Street Words: An A to Z Guide to Investment Terms for Today's Investor by David L. Scott. Copyright © 2003 by Houghton Mifflin Company. Published by Houghton Mifflin Company. All rights reserved. All rights reserved.

disintermediation

a situation where a FINANCIAL INTERMEDIARY such as a BUILDING SOCIETY is forced to reduce its lending operations because of the withdrawal of deposits from it and because it is unable to attract new funds. Disintermediation usually occurs (and then only temporarily) when an intermediary (see INTERMEDIATION) fails to adjust its borrowing rates on deposits promptly when interest rates rise, so its rates are insufficiently competitive vis-à-vis other deposit-taking institutions.
Collins Dictionary of Economics, 4th ed. © C. Pass, B. Lowes, L. Davies 2005

disintermediation

The situation that exists when depositors withdraw their savings from financial institutions and invest the money directly in the marketplace,usually because they can obtain a higher yield even though also running a higher risk of losing their money.

The Complete Real Estate Encyclopedia by Denise L. Evans, JD & O. William Evans, JD. Copyright © 2007 by The McGraw-Hill Companies, Inc.
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See how modern classics are created and buy direct from the factory or shop on Poole Quay.
The program is an expansion of the SIGnificant Dealer Program, announced in March, which gives dealers the opportunity to buy Certified Pre-Owned SIG Sauer pistols direct from the factory. Now dealers have direct-buying access to SIG's entire line of pistols, rifles and shotguns.
All agricultural tractors and combines will be shipped with the B2 biodiesel fuel to dealers and customers direct from the factory.
Cheap and cheerful alarms for DIY installation usually cost somewhere round pounds 60 to pounds 70 over the counter, or as little as pounds 40 if you're willing to buy direct from the factory in the Far East.
Homes are manufactured at the company's facilities in Kenduskeag, Maine, and are sold direct from the factory. Complete package prices range from about $33,000 to more than $100,000.
"The difference is, I buy it direct from the factory from China, just like Broyhill does, except it doesn't have any brand name on it."
"Educate the consumer about the health benefits of a spa and sell it to them at great discount, direct from the factory" was their mantra.
Deere originally custom fitted the High-Lift option, now made available direct from the factory. The High-Lift consists of twin extender arms equipped with special links to extend bucket clearance.
It isn't always easy to find Pro Load ammo, so if there isn't a dealer nearby, you can buy direct from the factory. Quantity pricing is available and orders over $50 are shipped prepaid.
When consumers purchase the items, the orders are shipped direct from the factory to consumer, eliminating several costly processes.
"We can help them facilitate purchases direct from the factory or serve them with classic domestic distribution through our Daiwa division.
Next day delivery can be arranged anywhere in the UK or mainland Europe, either direct from the factory or their distribution centre in Slough, using their own fleet of specialist chilled vehicles.

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