Researchers at BIS said that Australia's debt-service ratio
, household debt service ratio and cross-border claims, indicate that the nation's banking sector could come under stress in the near future.
What is interesting about this question is the fact that Canadian monthly mortgage bills, measured by the mortgage debt-service ratio
, are approximately the same in size as they have been historically.
President Moon pledged during his campaign to bring the debt down to below 150 percent of disposable income by expanding the credit evaluation metric system of debt-service ratio
(DSR) and creating jobs.
According to the bank's complaint, the borrowers triggered a default by failing to maintain the debt-service ratio
, failing to timely complete construction, ceasing construction and more.
The report finds that the debt-service ratio
in the Canadian mortgage market - the cost of carrying a mortgage as a share of disposable income - at the aggregate level is 7.
Two common indicators of mortgage repayment risk are the loan-to-value ratio (the size of the loan relative to the value of housing collateral) and the debt-service ratio
(the size of mortgage repayments relative to household income).
On the other hand, the debt-service ratio
is significantly less likely to be related to a company's current credit rating.
The state's debt-service ratio
, which Davis reduced from 4 percent to 3 percent, will have more than doubled -- and by the following year nearly tripled.
In the United States, the United Kingdom, France and Italy, the debt-service ratio
has recently started to rise slightly while in Spain, this ratio has been increasing continuously over the past decade.
However, the household debt-service ratio
(the ratio of required payments on outstanding mortgage and consumer debt to disposable income) has moderated over the past couple of years but remains high compared to levels over the past 24 years.
But Thailand's debt-service ratio
-- annual interest and principal payments as a percentage of export earnings -- rose to 19.
The purpose of this paper is to determine whether the debt-service ratio
is of independent help in predicting future spending growth and, if so, to interpret why this might occur.