Activities of daily living

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Activities of Daily Living

Basic, mundane activities such as bathing, eating, taking medication, walking, dressing, and using the toilet. Long-term care insurance policies compile and maintain (slightly different) lists of activities of daily living that a policyholder generally should be able to do. If a policyholder is unable to perform two or more activities of daily living, he/she is usually able to receive benefits from the long-term care policy. They are also important in determining eligibility for benefits from Medicare, Medicaid, and other government assistance programs.
Farlex Financial Dictionary. © 2012 Farlex, Inc. All Rights Reserved

Activities of daily living.

To live independently, you must be able to handle certain essential functions, called activities of daily living (ADLs). These standard activities include eating, dressing, bathing, moving from a sitting to a standing position, taking medication, and using the bathroom.

If you are unable to perform two or more these ADLs, you generally qualify to begin receiving benefits from your long-term care insurance policy. Each insurer's list of ADLs may vary slightly, but should always include bathing, as that is often the first activity that a person struggles with.

Cognitive impairments, such as those that result from Alzheimer's disease, are not considered ADLs. A comprehensive long-term care policy will use a different test to determine when policyholders suffering from these impairments qualify to collect benefits.

Dictionary of Financial Terms. Copyright © 2008 Lightbulb Press, Inc. All Rights Reserved.
References in periodicals archive ?
* To study the self concept and daily living skills of visually impaired children studying in inclusive schools.
Use of computer-based interventions to promote daily living skills in individuals with intellectual disabilities: A Systematic review.
Units contain 44 lessons on the label of autism, character development, stress, physical activity, volunteering, and hygiene; job searching, hearing and accepting ono,o asking for a raise, bullying, workplace culture, idioms, and conversation, and other work skills; social skills for life, such as relationships, body language, new social situations, and theory of mind; and daily living skills like safety and money.
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ERIC Descriptors: Interpersonal Competence; Behavior Development; Emotional Development; Program Implementation; Program Development; Self Esteem; Daily Living Skills; Lesson Plans; Values Education; Elementary Education
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She details the components of applied behavior analysis, the assessment process, the curriculum, and how to monitor mastered programs, with record sheets for specific tasks and examples for assessment, curriculum, and monitoring of classroom and social skills, handwriting, reading, math, language arts, sort and categorization, conversation and social skills, and self help and daily living skills. A CD is included.
It also offers courses on Braille, sign language, orientation and mobility for the blind, citizenship training, basic reading, writing and arithmetic, music development, daily living skills, housekeeping, beauty care and hairdressing.
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