Debt-to-Income Ratio

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Debt-to-Income Ratio

The amount of an individual or company's gross income that it spends on debt service as a percentage of its total gross income. The higher the DTI is, the less likely it is that the individual or company will be able to repay debt. As a result, financial institutions use the DTI in informing decisions on whether or not to make loans. Often, the "debt" in the term refers to all liability payments (such as employee wages, taxes, and utility bills) and not simply to debt.
References in periodicals archive ?
The DTI said the forum served as a venue to update Japanese investors on the various government reforms being pushed by the Duterte administration.
Tupas said that after visiting the barangays, they have observed that most of the participants are not yet aware of the programs and services of government agencies, especially the DTI.
For 2019, DTI's regional and provincial offices already started conducting NSB Program orientation and other related activities in their communities.
The Urban Institute estimates a shift from a 45% to 50% DTI would lead to 95,000 new loans being approved annually nationwide.
DTI hopes to cover 87 barangays by November as they target to commence the activity this July.
DTI has been in operation since 1998 and has trained more than 30,000 workers in more than 20 different professional trades.
In the past, we had used borrower geographic location as income data was not delivered to Fitch; Italy was the only country in Europe not to use the borrower DTI in the agency's base FF matrix.
NuLegal will join DTI and Epiq Systems under their new brand name of Epiq in the first quarter of 2018.
Alexandria, Virginia-based DTI streamlines live event ticket distribution, and provides a more controlled secondary ticket selling environment for sports teams, event producers, music artists, venues, and ticket brokers.
DTI told the Federal Energy Regulatory Commission (FERC) the rise of shale gas, especially the Marcellus and Utica formations, has changed the look of midstream services in the Appalachian region.
The company's leadership team will now join the DTI Knowledge Solutions group.
These records are first aggregated into census tracts and then linked to income and demographic data from the American Community Surveys (ACS) (1) Next, debt-to-income ratios (DTI), a standard measure of household leverage, are calculated.