Clients may think of individual DI insurance
as an optional expense or find it unpleasant to think about their own disability; however, successful selling is about providing good financial advice that will ensure the ongoing financial security of your clients.
It's the very same reason to purchase DI insurance
. The only difference is, with a disability, your clients are around to see the heartache of not having coverage.
Hersch: Why are so few companies marketing DI insurance
? What's the issue?
Then describe what an individual DI insurance
policy does--provide a monthly check in the event of an unexpected accident or illness.
Union Central Life, A UNIFI Company, offers a high quality and competitively priced DI insurance
to new and existing customers.
There is good DI insurance
and there is cheap DI insurance
, but there is no good, cheap DI insurance
They find a very weak relationship between the two, leading them to conclude "DI insurance
reforms are largely a train on their own track and not endogenously determined with respect to health."
However, the benefits of DI insurance
can go beyond financial protection.
Also on the agenda is the 3rd annual Town Hall Meeting, an open forum for representatives of the major DI carriers to answer questions about the future of DI Insurance
. As always, networking opportunities with attendees from the United States, the U.K., Canada, and Puerto Rico, special events and time with conference exhibitors is included.
Sure, they can more clearly see the protection DI insurance
offers, but the coverage costs money--money that people are afraid to spend because more difficult times might lay just ahead.
Second, understand the policy's definition of "total disability." There are two basic kinds of DI insurance
available: Income Replacement and Own-Occupation (often referred to as "own-occ").
Add a CI and a DI insurance
policy, and your client is fully covered.