Clients may think of individual
DI insurance as an optional expense or find it unpleasant to think about their own disability; however, successful selling is about providing good financial advice that will ensure the ongoing financial security of your clients.
It's the very same reason to purchase
DI insurance. The only difference is, with a disability, your clients are around to see the heartache of not having coverage.
Hersch: Why are so few companies marketing
DI insurance? What's the issue?
Then describe what an individual
DI insurance policy does--provide a monthly check in the event of an unexpected accident or illness.
Union Central Life, A UNIFI Company, offers a high quality and competitively priced
DI insurance to new and existing customers.
There is good
DI insurance and there is cheap
DI insurance, but there is no good, cheap
DI insurance.
They find a very weak relationship between the two, leading them to conclude "
DI insurance reforms are largely a train on their own track and not endogenously determined with respect to health."
However, the benefits of
DI insurance can go beyond financial protection.
Also on the agenda is the 3rd annual Town Hall Meeting, an open forum for representatives of the major DI carriers to answer questions about the future of
DI Insurance. As always, networking opportunities with attendees from the United States, the U.K., Canada, and Puerto Rico, special events and time with conference exhibitors is included.
Sure, they can more clearly see the protection
DI insurance offers, but the coverage costs money--money that people are afraid to spend because more difficult times might lay just ahead.
Second, understand the policy's definition of "total disability." There are two basic kinds of
DI insurance available: Income Replacement and Own-Occupation (often referred to as "own-occ").
Add a CI and a
DI insurance policy, and your client is fully covered.
