Special rules apply where the employer seeks medical information from a credit reporting agency
. Employers may not retrieve medical information unless that information is relevant to the position to be filled and the employer obtains specific consent from the employee.
"With the very high levels of unsolicited junk email received by many, some of those messages will reach total strangers, leaving a window of opportunity for those intent on fraudulent activity," says Barry Stamp, joint managing director of Credit Reporting Agency
This toolkit brings to any application a set of core credit reporting components that rival the technology found in any credit reporting agency
MoneyForMail, a permission-based Internet marketing firm, is the first to provide this information, in partnership with Trans Union Corp., a major national credit reporting agency
For example, Section 604 (f) of the FCRA prohibits any person from obtaining a credit report from a credit reporting agency
unless the person has certified to the credit reporting agency
(by a general or specific certification, as appropriate) the permissible purpose(s) for which the report is being obtained and has certified that the report will not be used for any other purpose.
The FTC can assess fines up to $2,500 per violation for the furnisher or the credit reporting agency
or a creditor in violation of the Fair Credit Reporting Act.
So long as the information provided to a credit reporting agency
or in connection with an industry group credit exchange is based upon credit for commercial purposes and not for "personal, family or household purposes", the statute's regulations do not apply.
US-based independent credit reporting agency
Sarma has acquired US-based background checks and screening provider United Screening Services, Corp, the company said.
Consumer credit reporting agency
Equifax has said that it has launched a tool to fund SMEs.
FactorTrust, Inc., a credit reporting agency
, provides under-banked consumer risk management and identity verification services to alternative financial services industry.
This is what happened when a businessman from Brooklyn named God Gazarov who was reported as no financial history by one of the largest credit reporting agency